10095 San Marcos Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10095 San Marcos Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,390 sqft · built 1983
Lot Size2.48 acres (108,464 sqft)
OwnerIndividual Name on Record
Last Sale$1,513,000 (Feb 2026)
Tax Bill$12,564 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN054-321-012

Property Details

APN / Parcel Number

Primary APN054-321-012

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,390 sqft Living Area
1st Floor Area3,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Lot Area108,464 sqft
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address10095 SAN MARCOS RD
CityATASCADERO
StateCA
Zip93422-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS ATAS COL AMD L BL 31 LT 71 LESS RD
Legal SubdivisionATASCADERO COLONY
Legal Block31
Legal Lot Number71
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3025
Census Tract12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10095 SAN MARCOS RD, ATASCADERO, CA 93422-2209
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Grant Deed, Transfer · Conventional Mortgage
COASTAL FUNDING SLC INC
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number20265953
Prior Transfer DateSep 18, 2003
Prior Transfer Doc0000110711
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 27, 2026
Property Address10095 SAN MARCOS RD, ATASCADERO, CA 93422-2209
Document Number0000005953
Map ReferenceMB 3 PG 41-A
Instrument DateJan 27, 2026
Instrument2026005953
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10095 SAN MARCOS RD, ATASCADERO, CA 93422-2209

Mortgage

Document Number0000005954
DateFeb 27, 2026
Instrument2026005954
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address10095 SAN MARCOS RD, ATASCADERO, CA 93422-2209
Document Number0000004803
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10095 SAN MARCOS RD ATASCADERO CA 934222209, ATASCADERO, CA 93422-2209

Mortgage

Document Number0000004803
DateJan 30, 2020
Instrument4803
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,122,000 (+2%) Land $510,000 Building $612,000
2025$12,564.00 (+140.32%)$1,100,000 (+134.96%) Land $500,000 Building $600,000
2024$5,228.00 (+0.08%)
2023$5,224.00 (+1.28%) Homeowner's exemption$468,159 Land $185,648 Building $282,511
2022$5,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

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