Indian River County property record for 10095 Saint Augustine Ave, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,456 sqft · built 2009 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $725,000 (Sep 2007) |
| Tax Bill | $31,981 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-39-14-00006-0590-00004.0 |
| Primary APN | 31-39-14-00006-0590-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,456 sqft Living Area |
| 1st Floor Area | 3,589 sqft |
| 2nd Floor Area | 1,867 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | 2 Story |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 154 ft deep x 92 ft wide |
| Garage Area | 786 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,210 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 32508 |
|---|---|
| Street Address | 10095 SAINT AUGUSTINE AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | WINDSOR PLAT 23 PD BLK 59 LOT 4 PBI 16-59 |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 14 |
| Legal Subdivision | WINDSOR PLAT 23 PD |
| Legal Block | 59 |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 50506 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Jungle Trail listed 2003 · 1 contributing resources · NRIS 03000700 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 10095 Saint Augustine Ave bought it in September 2007.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 10095 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4910 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 29, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2007 · Amount on File |
| Deed Sale | Sep 18, 2007 · Amount on File |
| Prior Sale | Dec 16, 2004 · Amount on File |
| Deed Document Number | 1872984 |
| Deed Book / Page | 2204 / 1065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10095 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2330 W JOPPA RD 210, 210, LUTHERVILLE, MD 21093-4630 |
| Document Number | 0034631304 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 3463/1304 |
| Instrument | 3120210064699 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Sep 1, 2028 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10095 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4910 |
| Document Number | 0030831691 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10095 SAINT AUGUSTINE AVE VERO BEACH FL 329634910, VERO BEACH, FL 32963-4910 |
| Document Number | 0030831691 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 003083/001691 |
| Instrument | 787 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 10095 Saint Augustine Ave was $31,981.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,981.00 | $2,265,831 | $5,176,652 Land $1,275,000 Building $3,901,652 |
| 2023 | $29,586.00 (+2.5%) | $2,137,839 (+3%) | $2,803,683 (+35.08%) Land $1,115,625 Building $1,688,058 |
| 2022 | $28,865.00 | $2,075,572 Land $691,688 Building $1,383,884 | $2,075,572 Land $691,688 Building $1,383,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10095 Saint Augustine Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 434 units insured incl. 105 condo units |
| Nearby Flood Claims | 8 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10095 Saint Augustine Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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