10095 Laramie Ln, Summerset (Black Hawk), SD 57718 Property Records

Meade County property record for 10095 Laramie Ln, Summerset, SD 57718

Property Summary

Property Type	Single Family Home
Details	2 bd · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0C.50.22.11`

Property Details

APN / Parcel Number

Primary APN	`0C.50.22.11`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	10095 LARAMIE LN
City	SUMMERSET
State	SD
Zip	57718-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSET SUB LOT 11 BLK 22
Legal Range	06
Legal Township	03
Legal Section	36
Legal Subdivision	UMMERSET SUB
Legal Block	22
Legal Lot Number	11
Jurisdiction	MEADE SD
Township / Civil Division	SUMMERSET
Census Block Group	3
Census Block	3067
Census Tract	20303

Owner

10095 Laramie Ln is owned and occupied by two individuals who acquired it in May 2013.

Source: Meade County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10095 LARAMIE LN, SUMMERSET, SD 57718-4700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013
Deed Sale	May 6, 2013
Deed Document Number	20132049-CV
Deed Book / Page	828 / 1655
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	10095 LARAMIE LN, SUMMERSET, SD 57718-4700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	909/1441
Date	Feb 5, 2019
Book Page	909/1441
Instrument	19000673

Lender

Name	HIGHMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 27, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10095 Laramie Ln was $5,976, up 2.4% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Summerset City
Unified School District	Rapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,172 (+0.92%) Land $38,500 Building $434,672	$473,172 (+0.92%) Land $38,500 Building $434,672
2025	$5,976.00 (+2.4%) Additional exemption filed	$468,868 Land $38,500 Building $430,368	$468,868 Land $38,500 Building $430,368
2024	$5,836.00
2023		$456,333 Land $38,500 Building $417,833
2022	$5,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10095 Laramie Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10095 Laramie Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 70% of South Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30
Wisp West Fixed Wireless	100 / 20