10095 Emerald Forest Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 10095 Emerald Forest Dr, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2016
Square Footage	2,956 sqft Adjusted Area
Lot Size	66,211 sqft (1.52 acres)
Occupancy	Owner Occupied
Tax Bill	$2,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-4-17-20-0-00034-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,956 sqft Adjusted Area
1st Floor	2,425 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	10095 EMERALD FOREST DR
City	HERNANDO
State	MS
Zip	38632-6405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EMERALD ESTATES LOT 34
Legal Range	009
Legal Township	03S
Legal Section	17
Legal Subdivision	EMERALD ESTATES
Legal Lot Number	34
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2008
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-17-20-0-00034-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2023	Warranty Deed, Transfer LOYAL TITLE, LOCAL TITLE
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 04, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2023
Deed Sale	Nov 01, 2023
Prior Sale	Jan 04, 2021 · Amount on Record
Deed Book / Page	1023 / 20685
Prior Transfer Date	Jan 22, 2019
Prior Transfer Doc	000878/241
Record Refreshed	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 01, 2023
Property Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405
Document Number	1023/20685
Book / Page	1023 / 20685
Map Reference	MB 95 PG 29
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	LOYAL TITLE, LOCAL TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004982/440
Date	Jul 02, 2020
Book Page	4982/440

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 04, 2021
Property Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405
Document Number	000943/652
Book / Page	943 / 652
Map Reference	MB 95 PG 20-23
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3176 MCCLENNA WAY, 3176, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405

Mortgage

Document Number	0005123167
Date	Jan 04, 2021
Instrument	5123/167

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 25, 2019
Property Address	10095 EMERALD FOREST DR, HERNANDO, MS 38632-6405
Document Number	000878/241
Book / Page	0878 / 241
Map Reference	MB 95 PG 20-23
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7762 BRIERFIELD DR E, SOUTHAVEN, MS 38672-6050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (-0.6%)	$29,537 (+36.87%) Land $4,000 Building $25,537	$295,374 (+36.88%) Land $40,000 Building $255,374
2023	$2,179.00	$21,580	$215,798 Land $40,000 Building $175,798

Flood & Wildfire

10095 Emerald Forest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 59th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 885 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

10095 Emerald Forest Dr, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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