10095 Destiny Mountain Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 10095 Destiny Mountain Ct, Spring Valley, CA 91978

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,733 sqft · built 2002
Lot Size0.202 acres (8,780 sqft)
OwnerCompany Name on Record
Last Sale$535,000 (Dec 2013)
Tax Bill$8,406 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN580-251-01-00

Property Details

APN / Parcel Number

Primary APN580-251-01-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,733 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area8,780 sqft (0.202 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address10095 DESTINY MOUNTAIN CT
CitySPRING VALLEY
StateCA
Zip91978-2067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 12 TR 013865
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract013865
Legal Block3
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract13506

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address771 JAMACHA RD, EL CAJON, CA 92019-3202
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC
Dec 14, 2018Deed of Trust, Mortgage · Conventional with PMI
LADERA LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Prior SaleJun 19, 2008 · Amount on Record
Deed Document Number2013724855
Last Transfer DateMay 14, 2021
Transfer Doc0000381932
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2021
Property Address10095 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2067
Document Number0000381932
Map ReferenceMAP 13865
Instrument DateMay 14, 2021
Instrument2021-0381932
Transaction TypeTransfer
Record UpdatedJun 1, 2021
Title CompanyLAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10095 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2067

Mortgage

Document Number0000381933
DateMay 19, 2021
Instrument2021-0381933
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10095 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2067
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10095 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2067

Mortgage

Document Number0000595981
DateOct 2, 2020
Instrument2020-0595981
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10095 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2067
Document Number0000520272
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10095 DESTINY MOUNTAIN CT SPRING VALLEY CA 919782067, SPRING VALLEY, CA 91978-2067

Mortgage

Document Number0000520272
DateDec 19, 2018
Instrument520272
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$668,942 (+2%) Land $228,300 Building $440,642
2025$8,406.00 (+6.82%)$655,826 (+4.04%) Land $223,824 Building $432,002
2023$7,869.00 (+1.5%) Homeowner's exemption$630,362 Land $215,134 Building $415,228
2022$7,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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