10093 Smiley Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 10093 Smiley Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 981 sqft · built 1941
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$934 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15054`

Property Details

APN / Parcel Number

Primary APN	`15054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Porch
Porch Area	128 sqft
Deck Area	680 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10093 SMILEY RD
City	HAYES
State	VA
Zip	23072-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SEVERN
Legal Subdivision	PLAT: DPB89 397
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1018
Census Tract	100500

Owner

10093 Smiley Rd is owned by an individual who bought it in December 2021.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1407 SOUTHBURY AVE, HENRICO, VA 23231-5133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Deed Document Number	20218520
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 3, 2021
Property Address	10093 SMILEY RD, HAYES, VA 23072-4211
Document Number	0210008520
Instrument Date	Sep 21, 2021
Instrument	210008520
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10093 SMILEY RD, HAYES, VA 23072-4211

Mortgage

Document Number	0210008521
Date	Dec 3, 2021
Instrument	210008521

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10093 Smiley Rd was $934, up 4.7% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$934.00 (+4.71%)	$157,430 (+10.09%) Land $37,620 Building $119,810	$157,430 (+10.09%) Land $37,620 Building $119,810
2025	$892.00 (+5.31%)	$143,000 (-) Land $34,200 Building $108,800	$143,000 (-) Land $34,200 Building $108,800
2024	$847.00	$143,000 (-) Land $34,200 Building $108,800	$143,000 (-) Land $34,200 Building $108,800
2023	$847.00 (-3.75%)	$143,000 (+19.42%) Land $34,200 Building $108,800	$143,000 (+19.42%) Land $34,200 Building $108,800
2022	$880.00	$119,750 Land $37,810 Building $81,940	$119,750 Land $37,810 Building $81,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10093 Smiley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10093 Smiley Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20