10092 Woodchuck Ln, Frederick, MD 21702 Property Records

Frederick County property record for 10092 Woodchuck Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 1977
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2022)
Tax Bill	$2,964 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402385`

Property Details

APN / Parcel Number

Primary APN	`20-402385`
Alternative APN	`402385`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,530 sqft Total Area
1st Floor Area	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	402385
Street Address	10092 WOODCHUCK LN
City	FREDERICK
State	MD
Zip	21702-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 SECT 3 0.34 AC 10092 WOODCHUCK LANE CRESTVIEW ESTATES
Legal Subdivision	WOODCHUCK LANE CRESTVIEW ESTATES
Legal Lot Number	57
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1031
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10092 Woodchuck Ln is owned and occupied by an individual who bought it in November 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10092 WOODCHUCK LN, FREDERICK, MD 21702-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Dec 21, 1995 · Amount on File
Deed Document Number	0016241229
Deed Book / Page	16241 / 229
Record Updated	Jun 7, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 30, 2022
Property Address	10092 WOODCHUCK LN, FREDERICK, MD 21702-1848
Document Number	0162410229
Book / Page	16241 / 229
Map Reference	MB 10 FO 95
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10092 WOODCHUCK LN, FREDERICK, MD 21702-1848

Mortgage

Document Number	0016241237
Date	Nov 30, 2022
Instrument	16241/237

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0162410253
Date	Nov 30, 2022
Book Page	16241/253

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10092 WOODCHUCK LN, FREDERICK, MD 21702-1848
Document Number	0122700155
Book / Page	012270 / 000155
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10092 WOODCHUCK LN FREDERICK MD 217021848, FREDERICK, MD 21702-1848

Mortgage

Document Number	0122700155
Date	Feb 8, 2018
Book Page	012270/000155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2033

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,964.00	$245,467	$302,400 Land $92,400 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10092 Woodchuck Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10092 Woodchuck Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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