10092 Windward Dr, New Bern, NC 28560 Property Records

Craven County property record for 10092 Windward Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 2008
Lot Size	0.403 acres (17,569 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2023)
Tax Bill	$1,521 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone VE (high risk)
APN	`2-017-6-002`

Property Details

APN / Parcel Number

Primary APN	`2-017-6-002`
Alternative APNs	`109356` `117996` `18635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,569 sqft (0.403 acres)
Lot Dimensions	191 ft deep x 74.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	117996
Street Address	10092 WINDWARD DR
City	NEW BERN
State	NC
Zip	28560-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LAKE ELIZABETH SECTION 1
Legal Subdivision	LAKE ELIZABETH
Legal Lot Number	2
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 22, 2022	Intrafamily Transfer, Transfer
May 17, 2022	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
Apr 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	202310109385
Deed Book / Page	3755 / 1923
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	03750/2023
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 27, 2023
Property Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267
Document Number	03755/1923
Book / Page	3755 / 1923
Map Reference	CAB G SL 77-A&77-B
Instrument Date	Feb 20, 2023
Instrument	10109385
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12445, NEW BERN, NC 28561-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267

Mortgage

Document Number	0037551926
Date	Feb 27, 2023
Instrument	3755/1926

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Dec 22, 2022
Property Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267
Document Number	03750/2023
Book / Page	3750 / 2023
Map Reference	CAB G SL 77-A&77-B
Instrument Date	Dec 15, 2022
Instrument	10107222
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	May 17, 2022
Property Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267
Document Number	003726/349
Book / Page	3726 / 349
Map Reference	CAB G SL 77-A&77-B
Instrument Date	May 12, 2022
Instrument	10097090
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10092 WINDWARD DR, 10092, NEW BERN, NC 28560-7267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267

Mortgage

Document Number	0003726352
Date	May 17, 2022
Instrument	3726/352

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 26, 2022
Property Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267
Document Number	03722/1880
Book / Page	3722 / 1880
Map Reference	CAB G SL 77-B
Instrument Date	Jan 10, 2022
Instrument	10095849
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10092 WINDWARD DR, NEW BERN, NC 28560-7267

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,521.00	$300,540 (-) Land $40,000 Building $260,540	$300,540 (-) Land $40,000 Building $260,540
2025	$1,521.00 (+10.14%)	$300,540 (-) Land $40,000 Building $260,540	$300,540 (-) Land $40,000 Building $260,540
2023	$1,381.00 (+6.15%)	$300,540 (+47.66%) Land $40,000 Building $260,540	$300,540 (+47.66%) Land $40,000 Building $260,540
2022	$1,301.00	$203,540 Land $28,500 Building $175,040
2018			$203,540 Land $28,500 Building $175,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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