Merced County property record for 10092 Tracy Ln, Delhi, CA 95315
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,002 sqft · built 1997 |
| Lot Size | 0.129 acres (5,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2022) |
| Tax Bill | $5,361 (2025) |
| Deeds & Mortgages | Apr 2022 Re-recorded Document Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-453-007-000 |
| Primary APN | 009-453-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 1,537 sqft |
| 1st Floor Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,621 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 009-453-007 |
|---|---|
| Street Address | 10092 TRACY LN |
| City | DELHI |
| State | CA |
| Zip | 95315-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15000 |
| Legal Description | MDW-BRK #1 LOT 89 |
| Legal Subdivision | MEADOW BROOK 01 |
| Legal Lot Number | 89 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LIVINGSTON-DELHI |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 205 |
10092 Tracy Ln is owned and occupied by two individuals who bought it in April 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Re-recorded Document OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Feb 2, 2022 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FILO MORTGAGE LLC |
| Nov 21, 2018 | · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Prior Sale | Feb 2, 2022 · Amount on File |
| Deed Document Number | 202214410 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0000014410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 11, 2022 |
| Property Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000014410 |
| Map Reference | MB 45 PG 6 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022014410 |
| Record Updated | May 16, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 2, 2022 |
| Property Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000005236 |
| Map Reference | MB 45 PG 6 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022005236 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000005237 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022005237 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 25, 2021 |
| Property Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000013478 |
| Map Reference | VOL 45 PG 6-9 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021013478 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000013479 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021013479 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Jurisdiction | MERCED CA |
|---|---|
| Recording Date | Nov 21, 2018 |
| Property Address | 10092 TRACY LN, DELHI, CA 95315-9434 |
| Document Number | 0000037567 |
| Map Reference | VOL 45 PG 6-9 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018037567 |
| Record Updated | Jul 27, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 10092 TRACY LN, 10092, DELHI, CA 95315-9434 |
| Name | Verified Name |
|---|---|
| Address | 2530 REDHILL AVE STE 100, 100, SANTA ANA, CA 92705-5560 |
| Document Number | 0000037568 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018037568 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 10092 Tracy Ln was $5,361 with a homeowner's exemption, up 7.3% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Unified School District | Delhi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $470,855 (+2%) Land $70,357 Building $400,498 | |
| 2025 | $5,361.00 (+7.26%) Homeowner's exemption | $461,624 Land $68,978 Building $392,646 |
| 2024 | $4,998.00 (+1.83%) | |
| 2023 | $4,908.00 (+64.81%) Homeowner's exemption | $443,700 Land $66,300 Building $377,400 |
| 2022 | $2,978.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10092 Tracy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10092 Tracy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELHI CWD serves 7,784 people · EPA ID CA2410006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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