Santa Cruz County property record for 10092 Riverside Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 970 sqft · built 1941 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Mar 2005) |
| Tax Bill | $9,263 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-083-04 |
| Primary APN | 078-083-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 970 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Street Address | 10092 RIVERSIDE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | TR 49 |
| Legal Subdivision | BROOK LOMOND SUB #1 #49 |
| Legal Tract | 49 |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 120301 |
10092 Riverside Dr is owned and occupied by an individual who acquired it in March 2016.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10092 RIVERSIDE DR, BEN LOMOND, CA 95005-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2005 · Amount on File |
| Deed Sale | Mar 14, 2005 · Amount on File |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 200516630 |
| Last Transfer Date | Mar 9, 2016 |
| Transfer Doc | 0000009426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 10092 RIVERSIDE DR, BEN LOMOND, CA 95005-9209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE |
| Name | Verified Name |
|---|---|
| Address | 10092 RIVERSIDE DR, BEN LOMOND, CA 95005-9209 |
| Document Number | 0000051624 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-0051624 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 8, 2017 |
| Property Address | 10092 RIVERSIDE DR, BEN LOMOND, CA 95005-9209 |
| Document Number | 0000037655 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 37655 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15359 BLACKBERRY HILL RD LOS GATOS CA 950307508, LOS GATOS, CA 95030-7508 |
The 2025 property tax bill for 10092 Riverside Dr was $9,263 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,990 (+2%) Land $469,193 Building $312,797 | ||
| 2025 | $9,263.00 Homeowner's exemption | $766,657 Land $459,993 Building $306,664 | |
| 2023 | $8,959.00 (+2.4%) | $736,887 Land $442,131 Building $294,756 | $733,770 |
| 2022 | $8,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10092 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10092 Riverside Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surfnet Communications.
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