10092 Arnold Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 10092 Arnold Dr, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,074 sqft · built 2018
Lot Size0.192 acres (8,398 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jun 2019)
Tax Bill$5,071 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN598-0061-0119-00

Property Details

APN / Parcel Number

Primary APN598-0061-0119-00

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,074 sqft Living Area
1st Floor Area770 sqft
2nd Floor Area1,304 sqft
Basement Area770 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,398 sqft (0.192 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10092 ARNOLD DR
CityCINCINNATI
StateOH
Zip45215-1485
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARNOLD DR LOT 20.1928 AC WOODLAWNMEADOWS SUB
Legal SubdivisionWOODLAWNMEADOWS SUB
Legal Lot Number20
JurisdictionHAMILTON OH
Township / Civil DivisionWOODLAWN
Census Block Group2
Census Block2017
Census Tract22500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Apr 15, 2020Deed of Trust, Mortgage
GUARDIAN SVGS BK
Jun 14, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Mar 8, 2019Loan Modification, Mortgage
HERITAGE BK
Nov 29, 2018Loan Modification, Mortgage
HERITAGE BK
Dec 8, 2017Trustee's Deed, Construction Loan · Line of Credit
HERITAGE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleSep 22, 2017 · Amount on Record
Deed Document Number0000046945
Deed Book / Page13939 / 00883
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046335
DateApr 14, 2021
Book Page14396/216
Instrument2021-0046335
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Document Number0000037215
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10092 ARNOLD DR CINCINNATI OH 452151485, CINCINNATI, OH 45215-1485

Mortgage

Document Number0000037215
DateApr 22, 2020
Book Page014152/001137
Instrument37215
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 14, 2019
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Document Number0000046945
Book / Page13939 / 00883
Map ReferenceMB 458 PG 85-87
Instrument DateJun 12, 2019
Instrument2019-0046945
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number0000046946
DateJun 14, 2019
Instrument2019-0046946
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Document Number0000018932
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1028A CLOUGH PIKE CINCINNATI OH 452451916, CINCINNATI, OH 45245-1916

Mortgage

Document Number0000018932
DateMar 14, 2019
Book Page013874/000374
Instrument18932
Lender
NameHERITAGE BK
TypeBank
AddressCOLD SPRING, KY 41076
Agreement
Term12 Months
DueMar 13, 2020

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Document Number0000108234
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1028A CLOUGH PIKE CINCINNATI OH 452451916, CINCINNATI, OH 45245-1916

Mortgage

Document Number0000108234
DateDec 11, 2018
Book Page013812/000440
Instrument108234
Lender
NameHERITAGE BK
TypeBank
AddressCOLD SPRING, KY 41076
Agreement
Term12 Months
DueDec 10, 2019

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateDec 8, 2017
Property Address10092 ARNOLD DR, CINCINNATI, OH 45215-1485
Book / Page013560 / 000761
Instrument DateNov 29, 2017
Instrument111798
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1028A CLOUGH PIKE CINCINNATI OH 452451916, CINCINNATI, OH 45245-1916

Mortgage

Document Number0000111798
DateDec 8, 2017
Book Page013560/000761
Instrument111798
Lender
NameHERITAGE BK
TypeBank
AddressCOLD SPRING, KY 41076
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 7, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWoodlawn Village
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,071.00 (+5.23%)$112,420 (+1.27%) Land $14,000 Building $98,420
2024$4,819.00 (-0.02%)$111,010 (-) Land $14,000 Building $97,010
2023$4,820.00 (-2.11%)$111,010 (+3.99%) Land $14,000 Building $97,010$321,200 (+5.31%) Land $40,000 Building $281,200
2022$4,924.00 Homeowner's exemption$106,750 Land $14,000 Building $92,750
2020$305,000 Land $40,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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