Hernando County property record for 10091 Cara St, Spring Hill, FL 34608 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,941 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | 462 sqft |
| Last Sale | $180,000 (2017) |
| Tax Bill | $4,356.00 (2025) |
| Primary APN | R24-223-17-2415-0005-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,941 sqft Living Area |
| 1st Floor | 1,941 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Patio Area | 84 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 1,168 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01082312 |
|---|---|
| Street Address | 10091 CARA ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HORIZON NORTH PHASE I BLOCK 5 LOT 7 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HORIZON NORTH PH I |
| Legal Phase | 1 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 41105 |
Source: Hernando County records · APN R24-223-17-2415-0005-0070
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1196 WATERFALL DR, SPRING HILL, FL 34608-6752 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jul 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Doc Number | 0034871186 |
| Deed Book / Page | 003487 / 001186 |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0045970291 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10091 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0038371771 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG INC |
| Name | Verified Name |
|---|---|
| Address | 10091 CARA ST SPRING HILL FL 346087118, SPRING HILL, FL 34608-7118 |
| Document Number | 0038371771 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 003837/001771 |
| Instrument | 28070 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10091 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0038321914 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10091 CARA ST SPRING HILL FL 346087118, SPRING HILL, FL 34608-7118 |
| Document Number | 0038321914 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 003832/001914 |
| Instrument | 25420 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 12, 2017 |
| Property Address | 10091 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0034871186 |
| Book / Page | 003487 / 001186 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 39564 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2017 |
| Title Company | TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10091 CARA ST SPRING HILL FL 346087118, SPRING HILL, FL 34608-7118 |
| Document Number | 34871188 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 003487/001188 |
| Instrument | 39565 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (+3.17%) | $289,473 (+21%) | $325,294 (-2.06%) Land $33,259 Building $292,035 |
| 2023 | $239,234 (-19.94%) Land $239,234 | ||
| 2022 | $4,222.00 | $298,817 Land $31,928 Building $266,889 | $332,136 Land $33,259 Building $298,877 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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