10090 SW 89th Ct, Miami, FL 33176 Property Records

Miami-Dade County property record for 10090 SW 89th Ct, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,795 sqft · built 1997
Lot Size	1 acres (43,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,900,000 (Jun 2024)
Tax Bill	$34,881 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5004-036-0060`

Property Details

APN / Parcel Number

Primary APN	`30-5004-036-0060`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	4,795 sqft Living Area
Gross Area	6,559 sqft
1st Floor Area	4,795 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	43,691 sqft
Garage Area	307 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	32 sqft
Porch	Porch
Porch Area	652 sqft
Patio Area	2,353 sqft

Location & Zoning

Street Address	10090 SW 89TH CT
City	MIAMI
State	FL
Zip	33176-1795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2300
Legal Description	AMBIENCE PB 147-38 T-18836 TR 6 & PORT OF LOT 5 DESC BEG SW COR OF LOT 5 TH N 16 DEG E 185.46FT S 14 DEG W 183.39FT N 89 DEG W 8FT TO POB LOT SIZE 43691 SQFT M/L FAU 30-5004-009-0260 OR 19085-4494 042000 1
Legal Range	40E
Legal Township	55S
Legal Section	04
Legal Subdivision	AMBIENCE
Legal Tract	6
Legal Block	4
Legal Lot Number	5
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	4
Census Block	4020
Census Tract	8429

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10090 SW 89TH CT, MIAMI, FL 33176-1795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Apr 27, 2000 · Amount on Record
Deed Document Number	2024454385
Deed Book / Page	34272 / 916
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000629205
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10090 SW 89TH CT, MIAMI, FL 33176-1795
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10090 SW 89TH CT, MIAMI, FL 33176-1795

Mortgage

Document Number	0000006890
Date	Jan 6, 2026
Book Page	35105/1247
Instrument	2026R0006890

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,881.00 (+113.92%) Homeowner's exemption	$2,059,339 (+113.56%) Land $1,267,039 Building $792,300	$2,059,339 (+22.01%) Land $1,267,039 Building $792,300
2023	$16,306.00 (+3.35%) Homeowner's exemption	$964,293 (+3%)	$1,687,816 (+10.76%) Land $873,820 Building $813,996
2022	$15,777.00 Homeowner's exemption	$936,207	$1,523,901 Land $699,056 Building $824,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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