Roane County property record for 1009 Windyville Rd, Spencer, WV 25276
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1998 |
| Lot Size | 36.7 acres (1,600,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Jul 2022) |
| Tax Bill | $645 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-14-0023.0001 |
| Primary APN | 01-14-0023.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 2,832 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 1,600,830 sqft (36.7 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 200 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10172601 |
|---|---|
| Street Address | 1009 WINDYVILLE RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 36.75 FEE L REEDY |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 962902 |
1009 Windyville Rd, a rural home, is owned and occupied by an individual who bought it in July 2022.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 WINDYVILLE RD, SPENCER, WV 25276-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Sep 10, 2021 · Amount on File |
| Deed Document Number | 20222182976 |
| Deed Book / Page | 632 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Jul 18, 2022 |
| Property Address | 1009 WINDYVILLE RD, SPENCER, WV 25276-8601 |
| Document Number | 000632/651 |
| Book / Page | 632 / 651 |
| Map Reference | BK 354 PG 674 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2182976 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,148.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 WINDYVILLE RD, SPENCER, WV 25276-8601 |
| Document Number | 0002182977 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2182977 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
The 2026 property tax bill for 1009 Windyville Rd was $645, down 19.3% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $645.00 (-19.27%) | $73,680 (-18.97%) Land $11,580 Building $62,100 | $122,800 (-18.24%) Land $19,300 Building $103,500 |
| 2025 | $799.00 | $90,930 Land $33,330 Building $57,600 | $150,200 Land $54,200 Building $96,000 |
| 2023 | $765.00 (+1.59%) | $86,010 (+2.36%) Land $30,870 Building $55,140 | $142,000 (+2.38%) Land $50,100 Building $91,900 |
| 2022 | $753.00 | $84,030 Land $29,610 Building $54,420 | $138,700 Land $48,000 Building $90,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1009 Windyville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Windyville Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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