1009 Willowcroft Dr, Matthews, NC 28104 Property Records

Union County property record for 1009 Willowcroft Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 3,721 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Aug 2022)
Tax Bill	$5,485 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-141-244`

Property Details

APN / Parcel Number

Primary APN	`07-141-244`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,721 sqft Living Area
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 WILLOWCROFT DR
City	MATTHEWS
State	NC
Zip	28104-1004
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#34 WILLOWCROFT PH2 OPCM858-860
Legal Subdivision	WILLOWCROFT
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3008
Census Tract	20314

Owner

1009 Willowcroft Dr, a rural home, is owned and occupied by two individuals who bought it in August 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1009 WILLOWCROFT DR, MATTHEWS, NC 28104-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	202229301
Deed Book / Page	8551 / 476
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2022
Property Address	1009 WILLOWCROFT DR, MATTHEWS, NC 28104-1004
Document Number	0008551476
Book / Page	8551 / 476
Map Reference	CAB M FILE 858-860
Instrument Date	Aug 17, 2022
Instrument	29301
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 TRADESVILLE DR, 37, DOYLESTOWN, PA 18901-2991

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029302
Date	Aug 18, 2022
Instrument	29302

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 10, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 10, 2023
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Max Rate	10%

Mortgage

Document Number	0008557579
Date	Aug 26, 2022
Book Page	8557/579
Instrument	30252

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1009 WILLOWCROFT DR, MATTHEWS, NC 28104-1004
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007993597
Date	Feb 18, 2021
Book Page	7993/597
Instrument	7509

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Willowcroft Dr was $5,485.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,500 (-) Land $158,000 Building $651,500	$809,500 (-) Land $158,000 Building $651,500
2025	$5,485.00	$809,500 Land $158,000 Building $651,500	$809,500 Land $158,000 Building $651,500
2023	$4,067.00	$486,800 Land $81,900 Building $404,900	$486,800 Land $81,900 Building $404,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Willowcroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Willowcroft Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

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