Schenectady County and Schenectady City property record for 1009 Webster St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,213 sqft · built 1920 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $46,500 (Jan 2017) |
| Tax Bill | $4,227 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-5-33 |
| Primary APN | 421500 49.54-5-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 295 sqft |
| Attic | Attic |
| Attic Area | 295 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 200 ft deep x 30 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 172 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1009 WEBSTER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF CAR CO MAP 1 WOOD |
| Legal Subdivision | MAP #3 OF THE SCHENECTADY CARR COS LANDS |
| Legal Block | 5 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Jan 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Deed Document Number | 20171589 |
| Deed Book / Page | 1954 / 192 |
| Last Transfer Date | Apr 6, 2023 |
| Transfer Doc | 0000027946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Document Number | 0000011307 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 5360/119 |
| Instrument | 202411307 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 18, 2023 |
| Property Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Document Number | 0000027946 |
| Book / Page | 2108 / 118 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 202327946 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 851 HAZELWOOD AVE, SCHENECTADY, NY 12306-4913 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 10, 2017 |
| Property Address | 1009 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Document Number | 0000001589 |
| Book / Page | 1954 / 192 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 201701589 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 WEBSTER ST, 1009, SCHENECTADY, NY 12303-1723 |
| Name | Verified Name |
|---|---|
| Address | 1040 WILLETT ST, SCHENECTADY, NY 12303-1146 |
| Document Number | 0000001594 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 201701594 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,227.00 (+2.6%) | ||
| 2025 | $4,120.00 (+5.53%) | $78,500 (-) Land $11,800 Building $66,700 | $129,988 (+30.82%) Land $19,540 Building $110,448 |
| 2023 | $78,500 (-) Land $11,800 Building $66,700 | $99,367 (+3.8%) Land $14,937 Building $84,430 | |
| 2022 | $78,500 Land $11,800 Building $66,700 | $95,732 Land $14,390 Building $81,342 | |
| 2021 | $3,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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