Kershaw County property record for 1009 Watson Dr, Elgin, SC 29045 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1969 |
| Square Footage | 1,540 sqft Gross Area |
| Occupancy | Owner Occupied |
| Last Sale | $198,500 (2024) |
| Tax Bill | $3,458.00 (2025) |
Source: Kershaw County records · APN 335-08-0G-034-S31
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1009 WATSON DR, ELGIN, SC 29045-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING CORP |
| Jun 09, 2023 | Warranty Deed, Transfer · Commercial Mortgage KEN GERMANO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2024 · Amount on Record |
| Deed Sale | Apr 02, 2024 · Amount on Record |
| Prior Sale | Jun 09, 2023 · Amount on Record |
| Deed Doc Number | 2024-2556 |
| Deed Book / Page | 5114 / 58 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 02, 2024 |
| Property Address | 1009 WATSON DR, ELGIN, SC 29045-8915 |
| Document Number | 0020242556 |
| Book / Page | 5114 / 58 |
| Map Reference | MB 34 PG 4131 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024-2556 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.10 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1009 WATSON DR, ELGIN, SC 29045-8915 |
| Document Number | 0020242557 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 2024-2557 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 09, 2023 |
| Property Address | 1009 WATSON DR, ELGIN, SC 29045-8915 |
| Document Number | 0020234927 |
| Book / Page | 4960 / 78 |
| Map Reference | MB 34 PG 4131 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 2023-4927 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4611 HARD SCRABBLE RD # 338, 338, COLUMBIA, SC 29229-8584 |
| Investor | Possibly a Property Investor |
| Document Number | 0020234928 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 2023-4928 |
| Name | KEN GERMANO |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 07, 2023 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 (+316.63%) | $198,000 (+97.8%) Land $20,000 Building $178,000 | $198,000 (+97.8%) |
| 2023 | $830.00 (+21.88%) | $100,100 (-) Land $20,000 Building $80,100 | $100,100 (-) |
| 2022 | $681.00 | $100,100 Land $20,000 Building $80,100 | $100,100 Land $20,000 Building $80,100 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 335-08-0G-034-S31 |
|---|---|
| Alternative APN |
|
| Building Area | 1,540 sqft Gross Area |
|---|---|
| Gross Area | 1,129 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick Exterior |
| Porch | 1 Porch |
| Porch Area | 60 sqft Porch |
| Account Number | 3233 |
|---|---|
| Old Parcel Number | 335-08-0G-034 S31 |
| Street Address | 1009 WATSON DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES SUBDIV LOR 34 |
| Legal Subdivision | ELGIN ESTATE |
| Legal Lot Number | 34 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 970906 |
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