St. Louis County property record for 1009 W 5th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1919 |
| Lot Size | 0.169 acres (7,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (May 2021) |
| Tax Bill | $3,150 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1310-00040 |
| Primary APN | 010-1310-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Gross Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,376 sqft (0.169 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 239 sqft |
| Deck Area | 25 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1109015 |
|---|---|
| Street Address | 1009 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 48 FT SERIAL # |
| Legal Subdivision | DULUTH PROPER |
| Legal Block | 64 |
| Legal Lot Number | 165 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2000 |
1009 W 5th St is owned and occupied by an individual who bought it in May 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 W 5TH ST, DULUTH, MN 55806-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| May 18, 2021 | Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Aug 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 20211414207 |
| Prior Transfer Date | Jul 3, 2019 |
| Prior Transfer Doc | 0001360587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1009 W 5TH ST, DULUTH, MN 55806-2332 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001463587 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 1463587 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 18, 2021 |
| Property Address | 1009 W 5TH ST, DULUTH, MN 55806-2332 |
| Document Number | 0001414207 |
| Instrument Date | May 7, 2021 |
| Instrument | 1414207 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 W 5TH ST, DULUTH, MN 55806-2332 |
| Document Number | 0001414208 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1414208 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 12, 2019 |
| Property Address | 1009 W 5TH ST, DULUTH, MN 55806-2332 |
| Document Number | 00A1360588 |
| Instrument Date | Jul 3, 2019 |
| Instrument | A1360588 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1009 W 5TH ST DULUTH MN 558062332, DULUTH, MN 55806-2332 |
The 2026 property tax bill for 1009 W 5th St was $3,150 with a homeowner's exemption, up 11.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 (+11.07%) Homeowner's exemption | ||
| 2025 | $2,836.00 (+3.5%) Homeowner's exemption | $259,900 (+13.49%) Land $56,400 Building $203,500 | $259,900 (+13.49%) Land $56,400 Building $203,500 |
| 2024 | $2,740.00 | $229,000 Land $54,700 Building $174,300 | $229,000 Land $54,700 Building $174,300 |
| 2022 | $194,600 Land $49,600 Building $145,000 | $194,600 Land $49,600 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1009 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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