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1009 Vernal Ave, Merced, CA 95340 Property Records

Merced County property record for 1009 Vernal Ave, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,413 sqft · built 1978
Lot Size0.151 acres (6,568 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2006)
Tax Bill$3,794 (2025)
Deeds & MortgagesNov 2020 Loan Modification
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN006-361-014-000

Property Details

APN / Parcel Number

Primary APN006-361-014-000
Alternative APN
  • 006-361-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,413 sqft Living Area
Gross Area1,883 sqft
1st Floor Area1,413 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,568 sqft (0.151 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area118 sqft
Patio Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number006-361-014
Street Address1009 VERNAL AVE
CityMERCED
StateCA
Zip95340-0635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionW PK VIL #6 LOT 140
Legal SubdivisionWAINWRIGHTS PARK VILLAGE 06
Legal Lot Number140
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group4
Census Block4007
Census Tract1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1009 VERNAL AVE, MERCED, CA 95340-0635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Loan Modification, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
AIMEE LOUCKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2006 · Amount on Record
Deed SaleOct 3, 2006 · Amount on Record
Prior SaleJan 13, 2003 · Amount on Record
Deed Document Number200668204
Prior Transfer DateMar 18, 2002
Prior Transfer Doc0000013547
Record UpdatedOct 29, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMERCED CA
Property Address1009 VERNAL AVE, MERCED, CA 95340-0635
Document Number0000050591
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 VERNAL AVE MERCED CA 953400635, MERCED, CA 95340-0635

Mortgage

Document Number0000050591
DateDec 30, 2020
Instrument50591
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSALT LAKE CITY, UT 84119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 29, 2060
Interest
Rate TypeFixed Rate
Rate3.87%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1009 VERNAL AVE, MERCED, CA 95340-0635
Document Number0000016942
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 VERNAL AVE MERCED CA 953400635, MERCED, CA 95340-0635

Mortgage

Document Number0000016942
DateJun 10, 2019
Instrument16942
Lender
NameAIMEE LOUCKS
Address4805 S ORCAS ST, SEATTLE, WA 98118-2436
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$355,293 (+2%) Land $109,317 Building $245,976
2025$3,794.00 (+7.36%) Homeowner's exemption$348,327 (+4.04%) Land $107,174 Building $241,153
2023$3,534.00 (+1.38%) Homeowner's exemption$334,803 Land $103,013 Building $231,790
2022$3,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, Verizon.

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