1009 Valley Stream Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1009 Valley Stream Dr, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,565 sqft · built 1962
Lot Size	0.192 acres (8,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,500 (Jul 2017)
Tax Bill	$7,055 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-03-302-004`

Property Details

APN / Parcel Number

Primary APN	`03-03-302-004`
Alternative APN	`03-03-302-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,344 sqft (0.192 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1009 VALLEY STREAM DR
City	WHEELING
State	IL
Zip	60090-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOLLYWOOD) (RIDGE) (UNIT1) A RESUB OF PT LTS14-16 IN OWNERS DIVN OF BUFFALO CREEK FARMS SUB OF PT SECS2-4,9-10 SEC 03-42-11
Legal Range	11E
Legal Township	42N
Legal Section	03
Legal Subdivision	HOLLYWOOD RIDGE UNIT1
Legal Tract	A
Legal Lot Number	14-16
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4003
Census Tract	802504

Owner

Source: Cook County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 VALLEY STREAM DR, WHEELING, IL 60090-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage NORTHWESTERN MTG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Oct 27, 2004 · Amount on Record
Deed Document Number	201749075
Last Transfer Date	Jun 16, 2025
Transfer Doc	0000023242
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1009 VALLEY STREAM DR, WHEELING, IL 60090-3907
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032106118
Date	Nov 17, 2021
Instrument	2132106118

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Nov 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1009 VALLEY STREAM DR, WHEELING, IL 60090-3907
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 VALLEY STREAM DR, WHEELING, IL 60090-3907

Mortgage

Document Number	0008901025
Date	Mar 30, 2021
Instrument	2108901025

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 17, 2017
Property Address	1009 VALLEY STREAM DR, WHEELING, IL 60090-3907
Document Number	1719849075
Instrument Date	Jun 6, 2017
Instrument	19849075
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VILLA VERDE DR #100 BUFFALO GROVE IL 600894142, 100, BUFFALO GROVE, IL 60089-4142

Mortgage

Document Number	1719849076
Date	Jul 17, 2017
Instrument	19849076

Lender

Name	NORTHWESTERN MTG GROUP
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+23.13%) Land $7,510 Building $22,490	$300,000 (+23.13%) Land $75,100 Building $224,900
2023	$7,055.00 (+5.39%)
2022	$6,694.00 Homeowner's exemption	$24,365 Land $6,258 Building $18,107	$243,650 Land $62,580 Building $181,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1982–2019)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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