Ramsey County property record for 1009 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,478 sqft · built 1902 |
| Lot Size | 0.514 acres (22,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,795,000 (Jan 2024) |
| Tax Bill | $33,908 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-23-0068 |
| Primary APN | 02-28-23-23-0068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,478 sqft Living Area |
| 1st Floor Area | 1,855 sqft |
| Basement Area | 1,650 sqft |
| Finished Basement | 1,650 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 22,400 sqft (0.514 acres) |
| Lot Dimensions | 280 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 1,232 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 452890 |
|---|---|
| Street Address | 1009 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT PARK ADDITION TO,ST. PA LOTS 21 AND LOT 22 BLK 33 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | SUMMIT PARK ADDITION TO,ST. PA |
| Legal Block | 33 |
| Legal Lot Number | 21,22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1009 Summit Ave is held in a trust since January 2024.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1009 SUMMIT AVE, SAINT PAUL, MN 55105-3034 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Jan 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Aug 24, 2017 | Grant Deed, Transfer BURNET TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on File |
| Deed Sale | Jan 17, 2024 · Amount on File |
| Prior Sale | Aug 24, 2017 · Amount on File |
| Deed Document Number | 20245014093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1009 SUMMIT AVE, SAINT PAUL, MN 55105-3034 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1009 SUMMIT AVE, SAINT PAUL, MN 55105-3034 |
| Document Number | 0A05085510 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | A05085510 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 17, 2024 |
| Property Address | 1009 SUMMIT AVE, SAINT PAUL, MN 55105-3034 |
| Document Number | 0A05014093 |
| Instrument Date | Jan 5, 2024 |
| Instrument | A05014093 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,923.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3720 S DAHLIA ST, DENVER, CO 80237-1003 |
| Document Number | 0A05014096 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | A05014096 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.34% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.34% |
| Max Rate At Change | 9.34% |
| Index | 1-Year CMT |
| Max Rate | 13.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 24, 2017 |
| Property Address | 1009 SUMMIT AVE, SAINT PAUL, MN 55105-3034 |
| Document Number | 0004673570 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 4673570 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1009 SUMMIT AVE ST PAUL MN 551053034, ST PAUL, MN 55105-3034 |
The 2025 property tax bill for 1009 Summit Ave was $33,908.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,879,400 (-) Land $395,500 Building $1,483,900 | $1,879,400 (-) Land $395,500 Building $1,483,900 | |
| 2025 | $33,908.00 | $1,879,400 Land $395,500 Building $1,483,900 | $1,879,400 Land $395,500 Building $1,483,900 |
| 2023 | $26,012.00 | $1,446,500 Land $395,500 Building $1,051,000 | $1,446,500 Land $395,500 Building $1,051,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1009 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures