1009 Stevens Rd, Monroe, NC 28110 Property Records

Union County property record for 1009 Stevens Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,362 sqft · built 1990
Lot Size	0.597 acres (26,005 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Apr 2022)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-144`

Property Details

APN / Parcel Number

Primary APN	`09-345-144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,366 sqft
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,005 sqft (0.597 acres)

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	178 sqft
Patio Area	178 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1009 STEVENS RD
City	MONROE
State	NC
Zip	28110-8965
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#54 GLENEAGLES II SEC2 OPCC433
Legal Subdivision	GLENEAGLES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 STEVENS RD, MONROE, NC 28110-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Nov 17, 2016	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Dec 6, 2007 · Amount on Record
Deed Document Number	202213123
Deed Book / Page	8448 / 474
Prior Transfer Date	Dec 31, 1996
Prior Transfer Doc	0931000854
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1009 STEVENS RD, MONROE, NC 28110-8965
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 STEVENS RD, MONROE, NC 28110-8965

Mortgage

Document Number	0008822781
Date	Dec 7, 2023
Book Page	8822/781
Instrument	29195

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 8, 2022
Property Address	1009 STEVENS RD, MONROE, NC 28110-8965
Document Number	0008448474
Book / Page	8448 / 474
Map Reference	CAB C FILE 433
Instrument Date	Mar 30, 2022
Instrument	13123
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 HARMONY DR, 25, SOMERSET, KY 42503-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 STEVENS RD, MONROE, NC 28110-8965

Mortgage

Document Number	0000013124
Date	Apr 8, 2022
Instrument	13124

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1009 STEVENS RD, MONROE, NC 28110-8965
Document Number	6901746
Book / Page	006901 / 000746
Instrument Date	Nov 17, 2016
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1009 STEVENS RD MONROE NC 281108965, MONROE, NC 28110-8965

Mortgage

Document Number	6901746
Date	Mar 29, 2017
Book Page	006901/000746
Instrument	8437

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,700 (-) Land $66,000 Building $241,700	$307,700 (-) Land $66,000 Building $241,700
2025	$2,689.00 (+25.48%)	$307,700 (+56.51%) Land $66,000 Building $241,700	$307,700 (+56.51%) Land $66,000 Building $241,700
2023	$2,143.00	$196,600 Land $38,500 Building $158,100	$196,600 Land $38,500 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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