1009 Silver Oak Dr, Dandridge, TN 37725 Property Records

Jefferson County property record for 1009 Silver Oak Dr, Dandridge, TN 37725

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,261 sqft · built 2012
Lot Size	2.61 acres (114,127 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2018)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045069 08300`

Property Details

APN / Parcel Number

Primary APN	`045069 08300`
Alternative APN	`069 08300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	4,261 sqft Living Area
1st Floor Area	2,359 sqft
Upper Floors Area	690 sqft
Basement Area	2,128 sqft
Finished Basement	1,488 sqft
Unfinished Basement	640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.61 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	870 sqft
Deck Area	726 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1009 SILVER OAK DR
City	DANDRIDGE
State	TN
Zip	37725-5185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COVINGTON POINT 11
Legal Subdivision	COVINGTON POINT
Legal Lot Number	11
Jurisdiction	JEFFERSON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	70702

Owner

1009 Silver Oak Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Jefferson County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1009 SILVER OAK DR, DANDRIDGE, TN 37725-5185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Aug 3, 2011 · Amount on File
Deed Document Number	0001435148
Deed Book / Page	1435 / 148
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	18006319
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	1009 SILVER OAK DR, DANDRIDGE, TN 37725-5185
Document Number	1541590
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SILVER OAK DR DANDRIDGE TN 377255185, DANDRIDGE, TN 37725-5185

Mortgage

Document Number	1541590
Date	Jul 7, 2020
Book Page	001541/000590
Instrument	4867

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Aug 27, 2018
Property Address	1009 SILVER OAK DR, DANDRIDGE, TN 37725-5185
Document Number	0001435148
Book / Page	1435 / 148
Map Reference	CAB H SL 269
Instrument Date	Aug 27, 2018
Instrument	18006319
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	JEFFERSON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,349.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SILVER OAK DR, DANDRIDGE, TN 37725-5185

Mortgage

Document Number	0018006320
Date	Aug 27, 2018
Instrument	18006320

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Silver Oak Dr was $4,466.

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,466.00	$299,750 Land $75,550 Building $224,200
2024			$1,199,000 Land $302,200 Building $896,800
2022	$3,418.00	$156,075 Land $38,050 Building $118,025	$624,300 Land $152,200 Building $472,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 Silver Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Silver Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANDRIDGE WATER MGMT FACILITY serves 9,931 people · EPA ID TN0000170
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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