1009 Seagrape Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1009 Seagrape Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,985 sqft · built 2022
Lot Size	0.144 acres (6,286 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2025)
Tax Bill	$13,066 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`031920-0748`

Property Details

APN / Parcel Number

Primary APN	`031920-0748`
Alternative APN	`U013218A6Z000002000190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	1,985 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,286 sqft (0.144 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	537 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0319200748
Street Address	1009 SEAGRAPE DR
City	RUSKIN
State	FL
Zip	33570-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ANTIGUA COVE PHASE 2 LOT 19 BLOCK 2
Legal Range	18E
Legal Township	32S
Legal Section	01
Legal Subdivision	ANTIGUA COVE PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2032
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 11, 2023	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	2025239745
Prior Transfer Date	Jan 6, 2023
Prior Transfer Doc	0000013301
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 3, 2025
Property Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000239745
Map Reference	MB 128 PG 189-194
Instrument Date	Jun 3, 2025
Instrument	2025239745
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MAGNOLIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3354 N CLEVELAND RD, LEXINGTON, KY 40516-9623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000239746
Date	Jun 3, 2025
Instrument	2025239746

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 2, 2024
Property Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000000238
Map Reference	MB 128 PG 189-194
Instrument Date	Dec 29, 2023
Instrument	2024000238
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2910 FORGE RD, TOANO, VA 23168-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 N CLEVELAND RD, LEXINGTON, KY 40516-9623

Mortgage

Document Number	0000000239
Date	Jan 2, 2024
Instrument	2024000239

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.6%
Index	SOFR Average 30-Day
Max Rate	12.6%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 11, 2023
Property Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000013301
Map Reference	MB 128 PG 189
Instrument Date	Jan 6, 2023
Instrument	2023013301
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 NW 107TH AVE # AVE400, AVE400, MIAMI, FL 33172-3161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD STE 600, 600, TAMPA, FL 33607-5732

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 11, 2023
Property Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000013302
Map Reference	MB 128 PG 189
Instrument Date	Dec 21, 2022
Instrument	2023013302
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,032.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SEAGRAPE DR, RUSKIN, FL 33570-3057

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,356 (-5.58%) Land $105,818 Building $297,538	$403,356 (-5.58%) Land $105,818 Building $297,538
2025	$13,066.00 (+6.74%)	$427,172 (+2.06%) Land $105,818 Building $321,354	$427,172 (+2.06%) Land $105,818 Building $321,354
2024	$12,241.00 (-0.57%)
2023	$12,311.00 (+158.36%)	$418,531 (+380.26%) Land $93,371 Building $325,160	$418,531 (+380.26%) Land $93,371 Building $325,160
2022	$4,765.00	$87,147 Land $87,147	$87,147 Land $87,147

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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