1009 SE 20th St, Gainesville, FL 32641 Property Records

Alachua County property record for 1009 SE 20th St, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,123 sqft · built 1971
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Oct 2026)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16116-100-011`

Property Details

APN / Parcel Number

Primary APN	`16116-100-011`
Alternative APNs	`01044550000` `1089656`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	1,105 sqft
Utility Area	66 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Driveway	Driveway
Driveway Area	356 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1009 SE 20TH ST
City	GAINESVILLE
State	FL
Zip	32641-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LINCOLN ESTATES 3RD ADDN PB H-14 LOT 11 OR 4785/0849
Legal Range	20E
Legal Township	10S
Legal Section	10
Legal Subdivision	LINCOLN ESTATES 3RD ADDN
Legal Lot Number	11
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3019
Census Tract	700

Owner

Source: Alachua County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · FHA Mortgage STANDARD MORTGAGE
Jan 29, 2021	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA
Jun 16, 2020	Warranty Deed, Transfer JAMES A III ARNOLD
Mar 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20263716772
Deed Book / Page	5295 / 71
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Oct 5, 2026
Property Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Document Number	0003716772
Book / Page	5295 / 71
Instrument Date	Sep 28, 2026
Instrument	20263716772
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Investor	Possibly a Property Investor

Mortgage

Document Number	0003716773,
Date	Oct 5, 2026
Instrument	20263716773

Lender

Name	STANDARD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jan 29, 2021
Property Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Document Number	0048541681
Book / Page	4854 / 1681
Map Reference	MB H PG 14
Instrument Date	Jan 22, 2021
Instrument	3313596
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20232 NW 62ND AVE, 20232, ALACHUA, FL 32615-7219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415

Mortgage

Document Number	48541683
Date	Jan 29, 2021
Instrument	4854/1683

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jun 16, 2020
Property Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Document Number	0047850849
Book / Page	004785 / 000849
Instrument Date	Jun 5, 2020
Instrument	3264670
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	OMNI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20232 NW 62 ND AVE NEWBERRY FL 32669, NEWBERRY, FL 32669
Investor	Possibly a Property Investor

Mortgage

Document Number	47910603
Date	Jun 16, 2020
Book Page	004791/000603
Instrument	3268529

Lender

Name	JAMES A III ARNOLD

Agreement

Amount	Amount Recorded

Interest

Rate	10%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Mar 4, 2020
Property Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Document Number	0047582266
Book / Page	004758 / 002266
Instrument Date	Dec 19, 2019
Instrument	3246646
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	801 NORTHPOINT PKWY #141 WEST PALM BEACH FL 334071815, 141, WEST PALM BEACH, FL 33407-1815

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Mar 4, 2020
Property Address	1009 SE 20TH ST, GAINESVILLE, FL 32641-9415
Document Number	0047582268
Book / Page	004758 / 002268
Instrument Date	Nov 25, 2019
Instrument	3246647
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	801 NORTHPOINT PKWY #141 WEST PALM BEACH FL 334071815, 141, WEST PALM BEACH, FL 33407-1815

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 (+4.48%)	$130,335 (+5.99%)	$164,653 (-1.81%) Land $50,000 Building $214,653
2024	$1,986.00 (+3.06%)
2023	$1,927.00 (+2.99%) Homeowner's exemption Senior Citizen's exemption	$122,973 (+3%)	$167,680 (+40.45%) Land $50,000 Building $117,680
2022	$1,871.00 Homeowner's exemption	$119,391 Land $15,000 Building $104,391	$119,391 Land $15,000 Building $104,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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