1009 SE 15th Ct, Stuart, FL 34996 Property Records

Martin County property record for 1009 SE 15th Ct, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1970
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2022)
Tax Bill	$4,215 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-004-000-0005.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-004-000-0005.0-8-0000`
Alternative APNs	`10-38-41-004-000-00050-8` `26798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,416 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1009 SE 15TH CT
City	STUART
State	FL
Zip	34996-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINEWOOD PARK SEC 2 LOT 5
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	PINEWOOD PARK
Legal Block	3
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3007
Census Tract	902

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1009 SE 15TH CT, STUART, FL 34996-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer VICTOR MANUEL ARREDONDO MONCADA ETAL P
Dec 14, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	20222995708
Deed Book / Page	3352 / 1791
Prior Transfer Date	Mar 9, 2011
Prior Transfer Doc	0025061109
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 30, 2022
Property Address	1009 SE 15TH CT, STUART, FL 34996-4047
Document Number	0033521791
Book / Page	3352 / 1791
Map Reference	MB 4 PG 87
Instrument Date	Dec 29, 2022
Instrument	2995708
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 W PARKER ST, LAKELAND, FL 33815-1078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SE 15TH CT, STUART, FL 34996-4047

Mortgage

Document Number	0033521793
Date	Dec 30, 2022
Book Page	3352/1793
Instrument	2995709

Lender

Name	VICTOR MANUEL ARREDONDO MONCADA ETAL P
Type	Private Party
Address	2510 W PARKER ST, LAKELAND, FL 33815

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2028

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 14, 2022
Property Address	1009 SE 15TH CT, STUART, FL 34996-4047
Document Number	0033501275
Book / Page	3350 / 1275
Map Reference	MB 4 PG 87
Instrument Date	Nov 15, 2022
Instrument	2993633
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$1,411.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23253 WINDFLOWER WAY, CALIFORNIA, MD 20619-4188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SE 15TH CT, STUART, FL 34996-4047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 9, 2018
Property Address	1009 SE 15TH CT, STUART, FL 34996-4047
Document Number	0029792648
Book / Page	02979 / 2648
Map Reference	MB4 PG87
Instrument Date	Mar 7, 2018
Instrument	2683071
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3172 SE HAWTHORNE ST, 3172, STUART, FL 34997-5330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SE 15TH CT, STUART, FL 34996-4047

Mortgage

Document Number	0002683072
Date	Mar 9, 2018
Instrument	2683072

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,215.00 (-0.73%) Homeowner's exemption	$276,922 (+5.99%)	$308,120 (+17.93%) Land $148,500 Building $159,620
2024	$4,246.00 (+2.24%)
2023	$4,153.00 (-8.75%) Additional exemption filed	$261,280 (+8.62%) Land $135,000 Building $126,280	$261,280 (+7.6%) Land $135,000 Building $126,280
2022	$4,551.00	$240,537	$242,820 Land $135,000 Building $107,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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