St. Johns County property record for 1009 Ridgewood Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,912 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,300 (Jun 2004) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Nov 2017 Reverse Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181752-0450 |
| Primary APN | 181752-0450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,353 sqft |
| 1st Floor Area | 1,912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1009 RIDGEWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 45 OR2231/578 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | SOUTHWOOD PUD PHASE 1B PHASE A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Prior Sale | May 15, 2003 · Amount on Record |
| Deed Document Number | 200448996 |
| Deed Book / Page | 2231 / 578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1009 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044691378 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 4469/1378 |
| Instrument | 2017081036 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 904 Months |
| Due | Mar 23, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1009 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3235 |
| Document Number | 0044691394 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1009 RIDGEWOOD LN ST AUGUSTINE FL 320863235, ST AUGUSTINE, FL 32086-3235 |
| Document Number | 0044691394 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 004469/001394 |
| Instrument | 81037 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | Nov 29, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,749 (+2.7%) | $319,994 (-5.14%) Land $80,000 Building $239,994 | |
| 2025 | $2,418.00 (+14.22%) Homeowner's exemption | $193,524 (+2.9%) | $337,321 (-1.7%) Land $80,000 Building $257,321 |
| 2024 | $2,117.00 (+2.17%) Homeowner's exemption | $188,070 (+3%) | $343,149 (+5.02%) Land $80,000 Building $263,149 |
| 2023 | $2,072.00 (+3.55%) Homeowner's exemption | $182,592 (+3%) | $326,746 (+3.43%) Land $80,000 Building $246,746 |
| 2022 | $2,001.00 Homeowner's exemption | $177,274 | $315,896 Land $72,800 Building $243,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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