Union County property record for 1009 Ridge Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 906 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,000 (Jul 2022) |
| Tax Bill | $1,107 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jul 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-240-001A |
| Primary APN | 08-240-001A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| Gross Area | 1,286 sqft |
| 1st Floor Area | 906 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1009 RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 7176-201 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 20205 |
1009 Ridge Rd is owned and occupied by an individual who bought it in July 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Warranty Deed, Transfer |
| Jul 29, 2021 | Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF THE CAROLINAS |
| Jun 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on File |
| Deed Sale | Jul 6, 2022 · Amount on File |
| Prior Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 202224121 |
| Deed Book / Page | 8518 / 836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 6, 2022 |
| Property Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Document Number | 0008518836 |
| Book / Page | 8518 / 836 |
| Map Reference | MB 8186 PG 849 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 24121 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $582.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Document Number | 0008186849 |
| Book / Page | 8186 / 849 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 35698 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 RIDGE RD, 1009, MONROE, NC 28110-9482 |
| Name | Verified Name |
|---|---|
| Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Document Number | 0000035699 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 35699 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Document Number | 0007176201 |
| Book / Page | 7176 / 201 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 0016310 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 AUSTIN RD, 1511, PAGELAND, SC 29728-7308 |
| Name | Verified Name |
|---|---|
| Address | 1009 RIDGE RD, MONROE, NC 28110-9482 |
| Document Number | 0000016311 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 0016311 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 1009 Ridge Rd was $1,107.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,000 (-) Land $68,400 Building $149,600 | $218,000 (-) Land $68,400 Building $149,600 | |
| 2025 | $1,107.00 | $218,000 Land $68,400 Building $149,600 | $218,000 Land $68,400 Building $149,600 |
| 2023 | $1,173.00 | $175,300 Land $36,500 Building $138,800 | $175,300 Land $36,500 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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