1009 Red Apple St, Monroe, NC 28110 Property Records

Union County property record for 1009 Red Apple St, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,997 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$489,500 (Jan 2024)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-213-177`

Property Details

APN / Parcel Number

Primary APN	`09-213-177`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,997 sqft Living Area
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 RED APPLE ST
City	MONROE
State	NC
Zip	28110-7170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#49 SIMPSON FARMS MP2 OPCQ485-490
Legal Subdivision	SIMPSON FARMS SUBDIVISION MAP 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1031
Census Tract	20401

Owner

1009 Red Apple St is owned and occupied by an individual who bought it in January 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1009 RED APPLE ST, MONROE, NC 28110-7170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Deed Document Number	20241692
Deed Book / Page	8844 / 601
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1009 RED APPLE ST, MONROE, NC 28110-7170
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 RED APPLE ST, UNIONVILLE, NC 28110-7170

Mortgage

Document Number	0009236304
Date	Nov 3, 2025
Book Page	9236/304
Instrument	28837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 26, 2024
Property Address	1009 RED APPLE ST, MONROE, NC 28110-7170
Document Number	0008844601
Book / Page	8844 / 601
Map Reference	CAB O FILE 748-750
Instrument Date	Dec 18, 2023
Instrument	1692
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 RED APPLE ST, MONROE, NC 28110-7170

Mortgage

Document Number	0000001693
Date	Jan 26, 2024
Instrument	1693

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Red Apple St was $4,279.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,500 (-) Land $88,000 Building $401,500	$489,500 (-) Land $88,000 Building $401,500
2025	$4,279.00	$489,500 Land $88,000 Building $401,500	$489,500 Land $88,000 Building $401,500
2023	$45.00 Additional exemption filed	$47,500 Land $47,500	$47,500 Land $47,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1009 Red Apple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Red Apple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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