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1009 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1009 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,235 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$154,000 (2019)
Tax Bill$5,945.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-15-7
Alternative APN
  • 280005901400150070000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,235 sqft Living Area
1st Floor860 sqft 1st Floor
Upper Floors375 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,761 sqft (0.27 acres)
Depth X Width180 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage
Porch1 Porch
Porch Area150 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1009 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM,BZY COLDBROOK -539 5.-379-22
Legal Block15
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3004
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-15-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1009 OUTER DR, SCHENECTADY, NY 12303-4216
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Apr 16, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleJun 06, 2012 · Amount on Record
Deed Doc Number201916489
Deed Book / Page2009 / 501
Prior Transfer DateMar 21, 2014
Prior Transfer Doc0000015997
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1009 OUTER DR, SCHENECTADY, NY 12303-4216
Transaction TypeMortgage
Record UpdatedJun 06, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 OUTER DR, SCHENECTADY, NY 12303-4216

Mortgage

Document Number0000027113
DateMay 20, 2022
Book Page5228/524
Instrument202227113
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.99%
Type Change DateJun 01, 2032
Change Frequency6 Months
Min Rate At Change2.99%
Max Rate At Change8.99%
IndexOther
Max Rate8.99%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 16, 2019
Property Address1009 OUTER DR, SCHENECTADY, NY 12303-4216
Document Number0000016489
Book / Page2009 / 501
Map ReferenceDR 65 MAP 68
Instrument DateApr 05, 2019
Instrument201916489
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1009 OUTER DR, 1009, SCHENECTADY, NY 12303-4216

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 JENNIFER RD, SCOTIA, NY 12302-3906

Mortgage

Document Number0000016490
DateApr 16, 2019
Instrument201916490
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,945.00$162,000 (-) Land $12,200 Building $149,800$249,200 (+16.89%) Land $18,767 Building $230,433
2023$162,000 Land $12,200 Building $149,800$213,200 Land $16,056 Building $197,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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