1009 Netzel St, Oregon City, OR 97045 Property Records

Clackamas County property record for 1009 Netzel St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,899 sqft · built 2006
Lot Size	0.275 acres (11,967 sqft)
Owner	2 Individual Names on File
Last Sale	$411,800 (Jun 2006)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31E01DA00304`

Property Details

APN / Parcel Number

Primary APN	`31E01DA00304`
Alternative APN	`05010331`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,899 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	11,967 sqft (0.275 acres)

Location & Zoning

Account Number	05010331
Street Address	1009 NETZEL ST
City	OREGON CITY
State	OR
Zip	97045-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SUBDIVISION JUSTIN MEADOW 3897 LOT 4
Legal Range	1E
Legal Township	3S
Legal Section	01
Legal Subdivision	JUSTIN MEADOW
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2003
Census Tract	22602

Owner

1009 Netzel St is owned and occupied by two individuals who bought it in June 2006.

Source: Clackamas County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1009 NETZEL ST, OREGON CITY, OR 97045-3476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2006 · Amount on File
Deed Sale	Jun 21, 2006 · Amount on File
Deed Document Number	200656702
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 9, 2026
Property Address	1009 NETZEL ST, OREGON CITY, OR 97045-3476
Document Number	0000043643
Instrument Date	Oct 6, 2026
Instrument	202643643
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 NETZEL ST, OREGON CITY, OR 97045-3476

Mortgage

Document Number	0000043643,
Date	Oct 9, 2026
Instrument	202643643

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1009 NETZEL ST, OREGON CITY, OR 97045-3476
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057746
Date	Nov 2, 2022
Instrument	2022-057746

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1009 NETZEL ST, OREGON CITY, OR 97045-3476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000151
Date	Jan 4, 2021
Instrument	2021-000151

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Netzel St was $7,488.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00	$373,753	$706,810 Land $210,550 Building $496,260
2023	$6,626.00	$352,299	$689,845 Land $202,905 Building $486,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Netzel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Netzel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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