Cooke County property record for 1009 Murphy St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1973 |
| Lot Size | 0.225 acres (9,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Jun 2024) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Nov 2006 Line of Credit Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2025-013-00003 |
| Primary APN | 2025-013-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,792 sqft (0.225 acres) |
| Cooling System | Window A/C |
|---|
| Account Number | 2025-013-00003 |
|---|---|
| Street Address | 1009 MURPHY ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT; BLOCK 13; LOT 3 & E 1/2 OF ALLEY |
| Legal Subdivision | BELMONT |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1100 |
Source: Cooke County records · APN 2025-013-00003
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 S TAYLOR ST, GAINESVILLE, TX 76240-5727 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2006 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Feb 14, 2024 | Vendor's Lien, Transfer CITIZENS BANK NA |
| May 21, 2021 | Vendor's Lien, Transfer · FHA Mortgage CITIZENS BANK NA |
| May 21, 2021 | Vendor's Lien, Transfer TEXAS PREMIER TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2024 · Amount on Record |
| Deed Sale | Jun 03, 2024 · Amount on Record |
| Prior Sale | Feb 14, 2024 |
| Deed Document Number | 20243620 |
| Deed Book / Page | 2647 / 104 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 002419/829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1009 MURPHY ST, GAINESVILLE, TX 76240-5724 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001463/396 |
|---|---|
| Date | Nov 07, 2006 |
| Book Page | 1463/396 |
| Instrument | 2006-00019538 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Feb 14, 2024 |
| Property Address | 1009 MURPHY ST, GAINESVILLE, TX 76240-5724 |
| Document Number | 002626/757 |
| Book / Page | 2626 / 757 |
| Map Reference | VOL 1 PG 19 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 2024-929 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 260154, PLANO, TX 75026-0154 |
| Date | Feb 14, 2024 |
|---|
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 21, 2021 |
| Property Address | 1009 MURPHY ST, GAINESVILLE, TX 76240-5724 |
| Document Number | 002419/829 |
| Book / Page | 2419 / 829 |
| Map Reference | CAB B SL 20&21 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-04252 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Title Company | TEXAS PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 MURPHY ST, GAINESVILLE, TX 76240-5724 |
| Document Number | 0202104253 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-04253 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 21, 2021 |
| Property Address | 1009 MURPHY ST, GAINESVILLE, TX 76240-5724 |
| Document Number | 002419/829 |
| Book / Page | 2419 / 829 |
| Map Reference | VOL 1 PG 19 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-4252 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | TEXAS PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 MURPHY STREET, GAINESVILLE, TX 76240 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 (+10.42%) | $127,102 (+10.45%) Land $35,944 Building $91,158 | $127,102 (+10.45%) Land $35,944 Building $91,158 |
| 2024 | $2,408.00 (+4.65%) | ||
| 2023 | $115,072 Land $35,944 Building $79,128 | $115,072 Land $35,944 Building $79,128 | |
| 2022 | $2,301.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8 Technology Investment Group, T-Mobile USA.
Based on FCC filings for 484 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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