Elkhart County property record for 1009 Mallard Dr, Bristol, IN 46507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,708 sqft · built 2012 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,719 (Mar 2026) |
| Tax Bill | $2,133 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-22-353-012.000-031 |
| Primary APN | 20-03-22-353-012.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,935 sqft (0.274 acres) |
| Lot Dimensions | 139 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1009 MALLARD DR |
|---|---|
| City | BRISTOL |
| State | IN |
| Zip | 46507-8843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | RIVERWATCH SECTION 3 LOT 92 |
| Legal Subdivision | RIVERWATCH |
| Legal Lot Number | 92 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 701 |
Source: Elkhart County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 609 MALLARD DR, BRISTOL, IN 46507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 31, 2026 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Document Number | 20265462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Document Number | 0000002476 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-02476 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Document Number | 0000003909 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023-03909 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Mar 31, 2026 |
| Property Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Document Number | 0000005462 |
| Map Reference | MB 32 PG 85 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026-05462 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 MALLARD DR, BRISTOL, IN 46507-8843 |
| Document Number | 0000005463 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-05463 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0000005464 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-05464 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Washington Township |
| Municipality | Bristol Town |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,000 (+0.72%) Land $20,900 Building $190,100 | $211,000 (+0.72%) Land $20,900 Building $190,100 | |
| 2024 | $2,133.00 (+17.65%) | $209,500 (+3.51%) Land $20,900 Building $188,600 | $209,500 (+3.51%) Land $20,900 Building $188,600 |
| 2023 | $202,400 (+13.01%) Land $20,900 Building $181,500 | $202,400 (+13.01%) Land $20,900 Building $181,500 | |
| 2022 | $1,813.00 | $179,100 Land $20,900 Building $158,200 | $179,100 Land $20,900 Building $158,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 1,805 people · EPA ID IN5220003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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