1009 Emerald Ln, Fortuna, CA 95540 Property Records

Humboldt County property record for 1009 Emerald Ln, Fortuna, CA 95540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1966
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$369,500 (Aug 2021)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201-134-006-000`

Property Details

APN / Parcel Number

Primary APN	`201-134-006-000`
Alternative APN	`20113406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	20113406
Street Address	1009 EMERALD LN
City	FORTUNA
State	CA
Zip	95540-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 16 OF BLOCK 7 LAWNDALE ADD. FORT. BK12 PG 140
Legal Subdivision	LAWNDALE ADDITION TO FORTUNA
Legal Block	7
Legal Lot Number	16
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	3
Census Block	3011
Census Tract	10901

Owner

1009 Emerald Ln is owned and occupied by an individual who bought it in August 2021.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1009 EMERALD LN, FORTUNA, CA 95540-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit COAST CENTRAL CU
Aug 13, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Sep 27, 2006
Deed Document Number	2021-018386
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1009 EMERALD LN, FORTUNA, CA 95540-2802
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, FNT OF CA HUMBOLDT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 EMERALD LN, FORTUNA, CA 95540-2802

Mortgage

Document Number	0000017099
Date	Dec 10, 2025
Instrument	2025-017099

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 13, 2021
Property Address	1009 EMERALD LN, FORTUNA, CA 95540-2802
Document Number	0000018386
Map Reference	MB 12 PG 140
Instrument Date	Aug 3, 2021
Instrument	2021-018386
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 EMERALD LN, FORTUNA, CA 95540-2802

Mortgage

Document Number	0000018387
Date	Aug 13, 2021
Instrument	2021-018387

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Emerald Ln was $4,295.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Fortuna City
Elementary School District	Fortuna Elementary School District (PK - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,295.00	$392,115 Land $137,957 Building $254,158
2023	$4,048.00 (+0.3%)	$376,890 Land $132,600 Building $244,290
2022	$4,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1009 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORTUNA serves 12,133 people · EPA ID CA1210006
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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