1009 Eastbourne Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1009 Eastbourne Ter, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,364 sqft · built 2000
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2025)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-225093`

Property Details

APN / Parcel Number

Primary APN	`02-225093`
Alternative APNs	`2225093` `225093`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Balcony Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	225093
Street Address	1009 EASTBOURNE TER
City	FREDERICK
State	MD
Zip	21702-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 8B05 SECTION 8B PLAT 20-3,500 SQ. FT. TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE
Legal Lot Number	8B05
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1009 Eastbourne Ter is owned and occupied by two individuals who bought it in June 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1009 EASTBOURNE TER, FREDERICK, MD 21702-5117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVENT FCU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Book / Page	17389 / 101
Transfer Doc	0046640363
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1009 EASTBOURNE TER, FREDERICK, MD 21702-5117
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	PRUITT TITLE LLC, PRUTT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6961 ROOKS CT 101, 101, FREDERICK, MD 21703-6418

Mortgage

Document Number	0175470330
Date	Oct 7, 2025
Book Page	17547/330

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1009 EASTBOURNE TER, FREDERICK, MD 21702-5117
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118980177
Date	Jun 28, 2017
Book Page	11898/0177
Instrument	11898-0177

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1009 EASTBOURNE TER, FREDERICK, MD 21702-5117
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158590127
Date	Apr 15, 2022
Book Page	15859/127

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1009 EASTBOURNE TER, FREDERICK, MD 21702-5117
Document Number	0139210490
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1009 EASTBOURNE TER FREDERICK MD 217025117, FREDERICK, MD 21702-5117

Mortgage

Document Number	0139210490
Date	Jul 24, 2020
Book Page	013921/000490

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Eastbourne Ter was $6,463, up 4.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,600 (+4.48%)	$440,400 (+13.45%) Land $95,000 Building $345,400
2025	$6,463.00 (+4.73%)	$388,200 Land $95,000 Building $293,200	$388,200 Land $95,000 Building $293,200
2024	$6,171.00 (+7.19%)
2023	$5,757.00 Homeowner's exemption	$329,067	$388,200 Land $95,000 Building $293,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Eastbourne Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Eastbourne Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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