1009 E Willow Dr, Spencer, WI 54479 Property Records

Marathon County property record for 1009 E Willow Dr, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`181-2602-084-9997`

Property Details

APN / Parcel Number

Primary APN	`181-2602-084-9997`
Alternative APN	`56-082602-013-002-00-00`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	1009 E WILLOW DR
City	SPENCER
State	WI
Zip	54479-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 08-26-02 PT OF NE 1/4 SE 1/4 - LOT 2 CSM VOL 11 PG 166 (#2996) (DOC #788821)
Legal Range	02
Legal Township	26
Legal Section	08
Legal Quarter	NE
Legal Subdivision	CERTIFIED SURV MAP #2996
Legal Lot Number	2
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2026
Census Tract	2101

Owner

Source: Marathon County records · APN 181-2602-084-9997

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1009 E WILLOW DR, SPENCER, WI 54479-9380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARATHON WI
Property Address	1009 E WILLOW DR, SPENCER, WI 54479-9380
Document Number	0001770149
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E WILLOW DR SPENCER WI 544799380, SPENCER, WI 54479-9380

Mortgage

Document Number	0001770149
Date	Nov 15, 2018
Instrument	1770149

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Marathon County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,619.00 (+21.7%)	$136,400 (-) Land $27,000 Building $109,400	$173,177 (+17.58%) Land $34,280 Building $138,897
2023	$2,152.00 Homeowner's exemption	$136,400 Land $27,000 Building $109,400	$147,288 Land $29,155 Building $118,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marathon County (55073C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 118 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SPENCER WATERWORKS serves 1,848 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.