Black Hawk County property record for 1009 E San Marnan Dr, Waterloo, IA 50702
| Property Type | Car Wash |
|---|---|
| Details | 5,606 sqft · built 2021 |
| Lot Size | 1.11 acres (48,438 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,465,000 (Jan 2024) |
| Tax Bill | $73,574 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Jan 2024 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-02-351-021 |
| Primary APN | 8813-02-351-021 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,606 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Block |
| Roof Material | Urethane Foam |
| Lot Area | 48,438 sqft (1.11 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 1009 E SAN MARNAN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4301 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Car Wash |
| Legal Description | UNPLATTED WATERLOO WEST PART SW 1/4 SW 1/4 SEC 2 T 88 R 13 W DESC AS FOL COM AT SW COR SW 1/4 TH N 00 DEG 22 MIN 32 SEC E |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 900 |
1009 E San Marnan Dr, a commercial property, is owned by a company that bought it in January 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 302 OKOBOJI DR, FARLEY, IA 52046-9322 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed, Transfer |
| Jan 4, 2024 | Limited Warranty Deed, Transfer · Line of Credit DUPACO COMMUNITY CU |
| Mar 27, 2023 | Deed of Trust, Mortgage · Unknown MIDCAP FINANCIAL TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on File |
| Deed Sale | Jan 4, 2024 · Amount on File |
| Deed Document Number | 20248599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 4, 2024 |
| Property Address | 1009 E SAN MARNAN DR, WATERLOO, IA 50702-4301 |
| Document Number | 202400008602 |
| Map Reference | 2021-00003744 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 202400008602 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 OKOBOJI DR, FARLEY, IA 52046-9322 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 4, 2024 |
| Property Address | 1009 E SAN MARNAN DR, WATERLOO, IA 50702-4301 |
| Document Number | 202400008599 |
| Map Reference | 2021-00003744 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 202400008599 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $8,743.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 OKOBOJI DR, FARLEY, IA 52046-9322 |
| Document Number | 202400008600 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 202400008600 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 29, 2053 |
| Change Frequency | Monthly |
|---|
| Document Number | 202400008600 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 202400008600 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 3299 HILLCREST RD, DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 29, 2053 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1009 E SAN MARNAN DR, WATERLOO, IA 50702-4301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1591 E PRATHERSVILLE RD, COLUMBIA, MO 65202-9614 |
| Document Number | 202300012963 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 202300012963 |
| Name | MIDCAP FINANCIAL TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | BETHESDA, MD 20814 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1009 E San Marnan Dr was $73,574, down 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,574.00 (-0.07%) | $1,859,650 Land $844,800 Building $1,014,850 | $1,859,650 Land $844,800 Building $1,014,850 |
| 2024 | $73,628.00 | ||
| 2023 | $1,859,650 (+28.02%) Land $844,800 Building $1,014,850 | $1,859,650 Land $844,800 Building $1,014,850 | |
| 2022 | $50,406.00 | $1,452,570 Land $633,600 Building $818,970 | |
| 2021 | $1,452,570 Land $633,600 Building $818,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1009 E San Marnan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1009 E San Marnan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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