1009 E Plum Creek Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1009 E Plum Creek Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,231 sqft · built 1986
Lot Size	0.326 acres (14,214 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,352 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-33-477-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-33-477-007-000`
Alternative APN	`54996`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,231 sqft Finished Area
1st Floor Area	2,243 sqft
Basement Area	2,231 sqft
Finished Basement	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,214 sqft (0.326 acres)
Lot Dimensions	127 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	530 sqft
Patio Area	642 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54996
Street Address	1009 E PLUM CREEK RD
City	SIOUX FALLS
State	SD
Zip	57105-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 3 RIVER OAKS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVER OAKS ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2031
Census Tract	1902

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK OF SOUTH DAKOTA
May 23, 2022	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Mar 15, 2017	Deed of Trust, Mortgage AMERICAN BANK & TRUST CO NA
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050

Mortgage

Document Number	1952MTG/433
Date	May 12, 2022
Book Page	1952 MTG/433

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 23, 2022
Property Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050
Document Number	613DEED/674
Book / Page	613 DEED / 674
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5705 S SHADOW RIDGE AVE, 5705, SIOUX FALLS, SD 57108-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050

Mortgage

Document Number	001953MTG5
Date	May 23, 2022
Instrument	1953 MTG/5

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001815/0000000177
Date	Mar 15, 2017
Book Page	0000001815/0000000177
Instrument	000000705236

Lender

Name	AMERICAN BANK & TRUST CO NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	46 Months
Due	Jan 1, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1009 E PLUM CREEK RD, SIOUX FALLS, SD 57105-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1883MTG/524
Date	May 4, 2020
Book Page	1883 MTG/524

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,466 (+2.48%) Land $72,889 Building $487,577	$560,466 Land $72,889 Building $487,577
2025	$7,352.00	$546,900 (+1.11%) Land $53,900 Building $493,000
2024	$7,352.00 (+17.91%)	$540,900 (+29.74%) Land $53,900 Building $487,000
2022	$6,235.00	$416,900 Land $42,600 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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