1009 E Cary St, Papillion, NE 68046 Property Records

Sarpy County property record for 1009 E Cary St, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,323 sqft · built 1985
Lot Size	0.209 acres (9,121 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011062967`

Property Details

APN / Parcel Number

Primary APN	`011062967`
Alternative APNs	`629672959230400570000289` `770976831` `13450718`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,323 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	1,148 sqft
Basement Area	599 sqft
Finished Basement	475 sqft
Unfinished Basement	124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,121 sqft (0.209 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	495 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered/Open Porch
Porch Area	50 sqft
Deck Area	249 sqft
Patio Area	172 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	13450718
Street Address	1009 E CARY ST
City	PAPILLION
State	NE
Zip	68046-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 289 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	289
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	6
Census Block	6009
Census Tract	10617

Owner

1009 E Cary St is owned and occupied by two individuals who bought it in September 2025.

Source: Sarpy County records, as of October 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1009 E CARY ST, PAPILLION, NE 68046-6141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRIS FCU
Nov 9, 2022	Intrafamily Transfer, Transfer
May 7, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	0000008735
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	1009 E CARY ST, PAPILLION, NE 68046-6141
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007250
Date	Oct 1, 2021
Instrument	2021-37250

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Sep 25, 2025
Property Address	1009 E CARY ST, PAPILLION, NE 68046-6141
Document Number	0000000434
Instrument Date	Sep 18, 2025
Instrument	2025-20434
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	NEBRASKA TITLE COMPANY-OMAHA RFG, NEBRASKA TITLE COMPANY OMAHA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000435
Date	Sep 25, 2025
Instrument	2025-20435

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARPY NE
Recording Date	Nov 9, 2022
Property Address	1009 E CARY ST, PAPILLION, NE 68046-6141
Document Number	0000008735
Instrument Date	Oct 12, 2022
Instrument	2022-28735
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARPY NE
Recording Date	May 7, 2019
Property Address	1009 E CARY ST, PAPILLION, NE 68046-6141
Document Number	0000008898
Instrument Date	Apr 15, 2019
Instrument	8898
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 E CARY ST PAPILLION NE 680466141, PAPILLION, NE 68046-6141

Mortgage

Document Number	8900
Date	May 7, 2019
Instrument	8900

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$338,674 Land $52,000 Building $286,674	$338,674 Land $52,000 Building $286,674
2023	$292,766 Land $48,000 Building $244,766	$292,766 Land $48,000 Building $244,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 E Cary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 E Cary St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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