1009 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 1009 E 4th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 728 sqft · built 2007
Lot Size	0.015 acres (653 sqft)
Owner	Individual Name on File
Last Sale	$175,600 (Sep 2024)
Tax Bill	$322 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Jun 2017 Sale & Mortgage + 2 more
APN	`32.493.0020`

Property Details

APN / Parcel Number

Primary APN	`32.493.0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	653 sqft (0.015 acres)
Lot Dimensions	2.8 ft deep x 2.4 ft wide
Porch	Open Porch
Porch Area	32 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 E 4TH ST
City	WINONA
State	MN
Zip	55987-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 SUN CITY FIRST ADDITION LOT-002 BLOCK-001
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	SUN CITY FIRST ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2009
Census Tract	670700

Owner

Source: Winona County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1009 E 4TH ST, WINONA, MN 55987-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Warranty Deed, Transfer · ARM ALTRA FCU
Jun 20, 2017	Limited Warranty Deed, Transfer · Commercial Mortgage RIVER BANK
Jun 20, 2017	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK
Feb 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	202411340
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 21, 2018
Property Address	1009 E 4TH ST, WINONA, MN 55987-4608
Document Number	0000010406
Instrument Date	Feb 16, 2018
Instrument	10406
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E 4TH ST, WINONA, MN 55987-4608

Mortgage

Document Number	0000010407
Date	Feb 21, 2018
Instrument	10407

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.45%
Index	1-Year CMT
Max Rate	10.4%

June 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 20, 2017
Property Address	1009 E 4TH ST, WINONA, MN 55987-4608
Document Number	010276
Instrument Date	May 30, 2017
Instrument	010276
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$821.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2260 QUARRY LN, ONALASKA, WI 54650-8433
Investor	Possibly a Property Investor

Mortgage

Document Number	010277
Date	Jun 20, 2017
Instrument	010277

Lender

Name	RIVER BANK
Type	Bank
Address	LA CROSSE, WI 54603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 15, 2020

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 20, 2017
Property Address	1009 E 4TH ST, WINONA, MN 55987-4608
Document Number	0000010276
Instrument Date	May 30, 2017
Instrument	010276
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$821.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2260 QUARRY LN, ONALASKA, WI 54650-8433
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010277
Date	Jun 20, 2017
Instrument	010277

Lender

Name	RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 15, 2020

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 17, 2017
Property Address	1009 E 4TH ST, WINONA, MN 55987-4608
Document Number	0000010220
Instrument Date	Jan 17, 2017
Instrument	010220
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 MORMON COULEE RD, LA CROSSE, WI 54601-8220

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$322.00 (-79.7%)
2025		$174,900 (+5.17%) Land $41,600 Building $133,300	$174,900 (+5.17%) Land $41,600 Building $133,300
2023	$1,586.00 Homeowner's exemption	$166,300 Land $40,000 Building $126,300	$166,300 Land $40,000 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
Starlink Satellite	280 / 30

May also be available: LTD Broadband.

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