1009 Crest Dr, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 1009 Crest Dr, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1948
Lot Size	0.161 acres (7,000 sqft)
Owner	Trust Name on File
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-180-028-000`

Property Details

APN / Parcel Number

Primary APN	`180-180-028-000`
Alternative APN	`180-180-028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	180-180-028
Street Address	1009 CREST DR
City	SANTA ROSA
State	CA
Zip	95404-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	REMAP FROM 015-202-017-000 - 09/13/97
Legal Subdivision	TRACT #28 HILL CREST SUBDIVISION #2
Legal Block	1
Legal Lot Number	4
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1002
Census Tract	152300

Owner

1009 Crest Dr is owner-occupied and held in a trust since October 2003.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	1009 CREST DR, SANTA ROSA, CA 95404-2216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2003
Transfer Doc	0000229525
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1009 CREST DR, SANTA ROSA, CA 95404-2216
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CREST DR, SANTA ROSA, CA 95404-2216

Mortgage

Document Number	0000065726
Date	Dec 24, 2025
Instrument	2025065726

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	709 Months
Due	Jan 13, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.8%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1009 CREST DR, SANTA ROSA, CA 95404-2216
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CREST DR, SANTA ROSA, CA 95404-2216

Mortgage

Document Number	0000065475
Date	Jun 2, 2021
Instrument	2021065475

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1009 CREST DR, SANTA ROSA, CA 95404-2216
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CREST DR, SANTA ROSA, CA 95404-2216

Mortgage

Document Number	0000038341
Date	Mar 26, 2021
Instrument	2021038341

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.62%
Max Rate At Change	4.87%
Index	5-Year TN
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Crest Dr was $2,828 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,877 (+2%) Land $89,602 Building $166,275
2025	$2,828.00 Homeowner's exemption	$250,861 Land $87,846 Building $163,015
2023	$2,742.00 (+6.73%) Homeowner's exemption	$241,122 Land $84,436 Building $156,686
2022	$2,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1009 Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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