Burleigh County property record for 1009 Cottage Dr, Bismarck, ND 58501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,963 sqft · built 1969 |
| Lot Size | 0.355 acres (15,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Nov 2023) |
| Tax Bill | $3,788 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0205-005-040 |
| Primary APN | 0205-005-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,963 sqft Living Area |
| Basement Area | 1,963 sqft |
| Finished Basement | 1,823 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | French |
| Construction Type | Frame |
| Lot Area | 15,500 sqft (0.355 acres) |
| Lot Dimensions | 124 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1009 COTTAGE DR |
|---|---|
| City | BISMARCK |
| State | ND |
| Zip | 58501-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | REPLAT HIGHLAND ACRES 3RD EAST 60' OF LOT 9 & PART LOT 10 THAT IS 65' WIDE FRONT & 66' WIDE INTHE REAR |
| Legal Subdivision | REPLAT HIGHLAND ACRES THIRD |
| Legal Block | 5 |
| Legal Lot Number | 9-10 |
| Jurisdiction | BURLEIGH ND |
| Township / Civil Division | BISMARCK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10500 |
Source: Burleigh County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Feb 21, 2023 | Warranty Deed, Transfer NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit STARION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on Record |
| Deed Sale | Nov 3, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Document Number | 0000960513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Nov 3, 2023 |
| Property Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Document Number | 0000960513 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 960513 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Document Number | 0000960514 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 960514 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Feb 21, 2023 |
| Property Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Document Number | 0000952459 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 952459 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 1009 COTTAGE DR, BISMARCK, ND 58501-2458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 933497 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 933497 |
| Name | STARION BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burleigh County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Burleigh County |
| Municipality | Bismarck City |
| Unified School District | Bismarck Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,788.00 (-52.25%) | $249,600 (+11.3%) Land $35,000 Building $214,600 | $499,200 (+11.3%) Land $70,000 Building $429,200 |
| 2023 | $7,933.00 (+54.34%) | $224,250 (+1.1%) Land $32,000 Building $192,250 | $448,500 (+1.1%) Land $64,000 Building $384,500 |
| 2022 | $5,140.00 | $221,800 Land $32,000 Building $189,800 | $443,600 Land $64,000 Building $379,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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