Bay County property record for 1009 Cone Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2024 |
| Lot Size | 0.146 acres (6,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Mar 2025) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Mar 2025 Sale Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17775-000-000 |
| Primary APN | 17775-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 1,296 sqft |
| Lot Area | 6,359 sqft (0.146 acres) |
|---|---|
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 1009 CONE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | SEGLER HTS LOT 21 ORB 4780 P 979 MAP 92A3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | SEGLER HTS |
| Legal Lot Number | 21 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1600 |
Source: Bay County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1009 CONE AVE, PANAMA CITY, FL 32401-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2025 | Warranty Deed, Subdivision Related Transfer DIAMOND TITLE AGENCY INC |
| Mar 7, 2024 | Personal Representative Deed, Transfer DIAMOND TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | Mar 7, 2024 · Amount on Record |
| Deed Document Number | 202515771 |
| Deed Book / Page | 4895 / 1904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 24, 2025 |
| Property Address | 1009 CONE AVE, PANAMA CITY, FL 32401-2944 |
| Document Number | 0048951904 |
| Book / Page | 4895 / 1904 |
| Map Reference | MB 3 PG 20 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 2025015771 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4407 CONIFER LN, PANAMA CITY, FL 32404-3847 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1009 CONE AVE, PANAMA CITY, FL 32401-2944 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 7, 2024 |
| Property Address | 1009 CONE AVE, PANAMA CITY, FL 32401-2944 |
| Document Number | 0047800979 |
| Book / Page | 4780 / 979 |
| Map Reference | MB 3 PG 20 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 2024012999 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 TURNBERRY DR, NEW ORLEANS, LA 70128-3629 |
| Name | Verified Name |
|---|---|
| Address | 4407 CONIFER LN, PANAMA CITY, FL 32404-3847 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,777.00 (+1,593.72%) | $239,173 (+1,745.47%) Land $15,360 Building $223,813 | $239,173 (+1,745.47%) Land $15,360 Building $223,813 |
| 2024 | $223.00 (-41.32%) | ||
| 2023 | $380.00 (+8.26%) | $12,960 (+34.33%) Land $12,960 | $12,960 (+34.33%) Land $12,960 |
| 2022 | $351.00 | $9,648 Land $9,648 | $9,648 Land $9,648 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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