1009 Clover St, Waco, TX 76705 Property Records

McLennan County property record for 1009 Clover St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1962
Lot Size	0.208 acres (9,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Feb 2019)
Tax Bill	$879 (2024)
Deeds & Mortgages	May 2023 Line of Credit Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280105000033004`

Property Details

APN / Parcel Number

Primary APN	`280105000033004`
Alternative APNs	`2801050000330040111` `122424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,074 sqft (0.208 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	340 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	122424
Old Parcel Number	2801050000330040111
Street Address	1009 CLOVER ST
City	WACO
State	TX
Zip	76705-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLOVER ADDN LOT 7 BLOCK 3 ACRES .2083
Legal Subdivision	CLOVER ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2020
Census Tract	1700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 CLOVER ST, WACO, TX 76705-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL CU
Feb 11, 2019	Grant Deed, Transfer NOT AVAILABLE
Feb 11, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Feb 11, 2019
Deed Document Number	2019004548
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1009 CLOVER ST, WACO, TX 76705-2204
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013443
Date	May 9, 2023
Instrument	2023013443

Lender

Name	FIRST CENTRAL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Apr 3, 2030

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 11, 2019
Property Address	1009 CLOVER ST, WACO, TX 76705-2204
Document Number	0000004548
Instrument Date	Feb 11, 2019
Instrument	4548
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 ATHEN AVE WACO TX 76708, WACO, TX 76708

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 11, 2019
Property Address	1009 CLOVER ST, WACO, TX 76705-2204
Document Number	0000004549
Instrument Date	Feb 9, 2019
Instrument	4549
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CLOVER ST WACO TX 767052204, WACO, TX 76705-2204

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,925 (-25.23%) Land $30,950 Building $125,230	$156,180 (-14.71%) Land $30,950 Building $125,230
2024	$879.00 (+48.23%)
2023		$183,120 Land $30,950 Building $152,170	$183,120 Land $30,950 Building $152,170
2022	$593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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