1009 Center St, Henderson, KY 42420 Property Records

Henderson County property record for 1009 Center St, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1960
Lot Size0.14 acres (6,138 sqft)
OwnerIndividual Name on Record
Tax Bill$22 (2022)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2-17-9-30

Property Details

APN / Parcel Number

Primary APN2-17-9-30
Alternative APN
  • 20147

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Finished Area

Exterior

Year BuiltBuilt 1960
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,138 sqft (0.14 acres)
Lot Dimensions99 ft deep x 62 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number20147
Street Address1009 CENTER ST
CityHENDERSON
StateKY
Zip42420-3258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1034
Census Tract20200

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1009 CENTER ST, HENDERSON, KY 42420-3258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2000
Deed SaleJun 1, 2000
Deed Document Number0000497305
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address1009 CENTER ST, HENDERSON, KY 42420-3258
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1268/480
DateAug 8, 2018
Book PageMT 1268/480
Instrument2018008553
Lender
NameINDEPENDENCE BANK
TypeBank
AddressOWENSBORO, KY 42302
Agreement
AmountAmount Recorded
Term61 Months
DueSep 1, 2023

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$42,500 (-)$42,500 (-)
2023Homeowner's exemption$42,500 (+6.25%)$42,500 (+6.25%)
2022$22.00 Homeowner's exemption$40,000$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2005)
Most Recent ClaimNov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon, Watch TV.

Nearby Properties on Center St

Nearby Streets

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