1009 Cedar St, Calistoga, CA 94515 Property Records

Napa County property record for 1009 Cedar St, Calistoga, CA 94515

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$840,000 (Aug 2006)
Tax Bill	$12,470 (2026)
Deeds & Mortgages	Aug 2026 Reverse Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-255-003-000`

Property Details

APN / Parcel Number

Primary APN	`011-255-003-000`
Alternative APNs	`011-255-003` `01125503`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,680 sqft Living Area
Gross Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	011-255-003
Street Address	1009 CEDAR ST
City	CALISTOGA
State	CA
Zip	94515-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALISTOGA LOT 8 BLOCK C
Legal Subdivision	CITY OF CALISTOGA MIDDLE ADDN
Legal Block	C
Legal Lot Number	8
Jurisdiction	NAPA CA
Township / Civil Division	CALISTOGA
Census Block Group	3
Census Block	3025
Census Tract	202000

Owner

1009 Cedar St is owner-occupied and held in a trust since August 2025.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2006 · Amount on File
Deed Sale	Aug 23, 2006 · Amount on File
Prior Sale	Oct 16, 2003 · Amount on File
Deed Document Number	200629437
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000011534
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 21, 2026
Property Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703
Document Number	0000012279
Instrument Date	Jul 29, 2026
Instrument	202612279
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703

Mortgage

Document Number	0000012280,
Date	Aug 21, 2026
Instrument	202612280

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000012281,
Date	Aug 21, 2026
Instrument	202612281

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703

Mortgage

Document Number	0000013122
Date	Jul 1, 2022
Instrument	2022-0013122

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	339 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Nov 30, 2020
Property Address	1009 CEDAR ST, CALISTOGA, CA 94515-1703
Document Number	0000031856
Instrument Date	Nov 20, 2020
Instrument	31856
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1009 CEDAR ST CALISTOGA CA 945151703, CALISTOGA, CA 94515-1703

Tax Assessment & Valuation

The 2026 property tax bill for 1009 Cedar St was $12,470, up 1.9% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Calistoga City
Unified School District	Calistoga Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,470.00 (+1.88%)	$1,154,485 (+2%) Land $512,464 Building $642,021	$1,154,485 (+2%) Land $512,464 Building $642,021
2025	$12,240.00 Homeowner's exemption	$1,131,849 Land $502,416 Building $629,433	$1,131,849 Land $502,416 Building $629,433
2023	$11,737.00 (+4.07%) Homeowner's exemption	$1,087,900 Land $482,907 Building $604,993
2022	$11,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (1995–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Cedar St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALISTOGA serves 5,610 people · EPA ID CA2810002
Water Source	Surface water
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Valley Internet, Verizon.

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