1009 Cedar Dr N, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1009 Cedar Dr N, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,595 sqft · built 1984
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$3,630 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`459-15-03-0065`

Property Details

APN / Parcel Number

Primary APN	`459-15-03-0065`
Alternative APN	`1911223013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,595 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	529 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1009 CEDAR DR N
City	SURFSIDE BEACH
State	SC
Zip	29575-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HGTS SECT; LT 14 BL 10
Legal Subdivision	LAKEWOOD HGTS
Legal Lot Number	14
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1023
Census Tract	51201

Owner

Source: Horry County records · APN 459-15-03-0065

Assessment roll updated February 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1028 10TH AVE N, SURFSIDE BEACH, SC 29575-4119
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 05, 2024
Transfer Doc	0048513243
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	May 20, 2026
Property Address	1009 CEDAR DR N, SURFSIDE BEACH, SC 29575-4146
Document Number	70410000000508
Book / Page	7041 / 508
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 10TH AVE N, SURFSIDE BEACH, SC 29575-4119

Mortgage

Document Number	7041000508,
Date	May 20, 2026
Book Page	7041/508

Lender

Name	MUTUAL HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated February 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+82.5%)		$843,900 (+6.3%) Land $371,300 Building $472,600
2024	$1,989.00 (-63.6%)	$47,634 (+201.77%) Land $22,278 Building $25,356	$793,897 (+53.55%) Land $371,300 Building $422,597
2023	$5,464.00 (+253.66%)	$15,785 (-23.67%) Land $7,605 Building $8,180	$517,020 (-) Land $190,120 Building $326,900
2021	$1,545.00	$20,681 Land $7,605 Building $13,076	$517,020 Land $190,120 Building $326,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510512011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	303 units insured incl. 72 condo units
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	15 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims Severe Winds And Flooding Assoc With Hurricane Fran, Sep 1996 · 5 claims Hurricane Hugo, Sep 1989 · 64 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Horry Telephone Cooperative Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 279 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC2620004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.