1009 Adams St, Monroe, MI 48161 Property Records

Monroe County property record for 1009 Adams St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 640 sqft · built 1940
Lot Size	0.359 acres (15,638 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2021)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-245-035-00`

Property Details

APN / Parcel Number

Primary APN	`12-245-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	130 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 ADAMS ST
City	MONROE
State	MI
Zip	48161-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 WEIER PLAT LOT 36
Legal Subdivision	THE WEIER PLAT
Legal Lot Number	36
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1020
Census Tract	832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 ADAMS ST, MONROE, MI 48161-4084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 5, 2017	Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	2021565
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 8, 2021
Property Address	1009 ADAMS ST, MONROE, MI 48161-4084
Document Number	2021R00565
Map Reference	LB 3 PG 56
Instrument Date	Dec 28, 2020
Instrument	2021R00565
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 ADAMS ST, 100, MONROE, MI 48161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6787 PALMER CT, MONROE, MI 48162-9640

Mortgage

Document Number	2021R00566
Date	Jan 8, 2021
Instrument	2021R00566

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 5, 2017
Property Address	1009 ADAMS ST, MONROE, MI 48161-4084
Document Number	2017R13957
Map Reference	LB 3 PG 56
Instrument Date	Jun 30, 2017
Instrument	2017R13957
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 ADAMS ST, 1009, MONROE, MI 48161-4084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8844 SAMS DR, MAYBEE, MI 48159-9622

Mortgage

Document Number	0000013958
Date	Jul 5, 2017
Instrument	2017R13958

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,200 (+55.51%) Land $4,200 Building $36,000	$80,400 (+55.51%) Land $8,400 Building $72,000
2025	$1,221.00 (+8.44%) Homeowner's exemption
2023	$1,126.00 Homeowner's exemption	$25,850	$51,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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