Cherokee County property record for 1009 2nd Ave W, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,309 sqft · built 1970 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (May 2015) |
| Tax Bill | $1,442 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-005-021.000 |
| Primary APN | 13-14-05-21-1-005-021.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,309 sqft Living Area |
| 1st Floor Area | 2,055 sqft |
| Upper Floors Area | 1,254 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 240 sqft |
| Utility Building | 225 sqft |
| Account Number | 29686 |
|---|---|
| Street Address | 1009 2ND AVE W |
| City | CENTRE |
| State | AL |
| Zip | 35960-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 THRU 6 BLK D WEST HILLS SD PB 6 PG 63 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | WEST HILLS-REV PT SO OF HWY-WA |
| Legal Block | D |
| Legal Lot Number | 3-6 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 2ND AVE W, CENTRE, AL 35960-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TEACHERS CU |
| Jan 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Nov 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 2015188530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1009 2ND AVE W, CENTRE, AL 35960-1727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000229854 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 229854 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 10% |
| Index | 5-Year CMT |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1009 2ND AVE W, CENTRE, AL 35960-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000222165 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 222165 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1009 2ND AVE W, CENTRE, AL 35960-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 215068 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 215068 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,442.00 (+7.29%) | ||
| 2025 | $1,344.00 Homeowner's exemption | $3,880 (-) Land $1,480 Building $2,400 | $297,200 (-) Land $14,700 Building $282,500 |
| 2024 | $1,344.00 Additional exemption filed | $3,880 (-86.95%) Land $1,480 Building $2,400 | $297,200 (-) Land $14,700 Building $282,500 |
| 2023 | $1,344.00 (-51.88%) | $29,740 (+285.23%) | $297,200 (-) Land $14,700 Building $282,500 |
| 2022 | $2,793.00 | $7,720 Land $2,940 Building $4,780 | $297,200 Land $14,700 Building $282,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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