Stearns County property record for 1009 20th Ave N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,136 sqft · built 1959 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,036 (Sep 2020) |
| Tax Bill | $3,448 (2026) |
| Deeds & Mortgages | Feb 2020 Sale Sep 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45169-0000 |
| Primary APN | 82-45169-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Other |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Width | 80 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1009 20TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 008 BLK 012 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTENNIAL |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 801 |
1009 20th Ave N is owned and occupied by an individual who bought it in September 2020.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2020 | Warranty Deed, Transfer |
| Sep 2, 2020 | Warranty Deed, Transfer |
| Oct 9, 2019 | Correction Deed |
| Sep 4, 2019 | Warranty Deed, Foreclosure |
| Nov 27, 2018 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Mar 9, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 20201579255 |
| Prior Transfer Date | Oct 3, 2019 |
| Prior Transfer Doc | 00A1554365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 25, 2020 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1563571 |
| Instrument Date | Feb 21, 2020 |
| Instrument | A1563571 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 2, 2020 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1579255 |
| Instrument Date | Feb 21, 2020 |
| Instrument | A1579255 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 9, 2019 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1554365 |
| Instrument Date | Oct 3, 2019 |
| Instrument | A1554365 |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 4, 2019 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1551801 |
| Instrument Date | Aug 23, 2019 |
| Instrument | A1551801 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 3RD ST, OKLAHOMA CITY, OK 73107-6937 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1533862 |
| Instrument Date | Nov 27, 2018 |
| Instrument | A1533862 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 9, 2018 |
| Property Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
| Document Number | 00A1516072 |
| Instrument Date | Jan 17, 2018 |
| Instrument | A1516072 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 20TH AVE N, SAINT CLOUD, MN 56303-2626 |
The 2026 property tax bill for 1009 20th Ave N was $3,448.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,448.00 | $253,800 (-) Land $40,000 Building $213,800 | $253,800 (-) Land $40,000 Building $213,800 |
| 2025 | $253,800 Land $40,000 Building $213,800 | $253,800 Land $40,000 Building $213,800 | |
| 2023 | $2,690.00 | $243,600 Land $40,000 Building $203,600 | $243,600 Land $40,000 Building $203,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 20th Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 20th Ave N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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